6263 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 6263 Old River Rd, Baker, FL 32531

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,512 sqft · built 2019
Lot Size	35.4 acres (1,542,460 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Dec 2025)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3927-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3927-2`
Alternative APN	`22-4N-24-0000-0007-0040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,512 sqft Heated Area
Gross Area	3,480 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	1,542,460 sqft (35.4 acres)
Garage Type	Finished
Garage Area	648 sqft
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6263 OLD RIVER RD
City	BAKER
State	FL
Zip	32531-8109
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COM SW COR OF NW1/4 OF SEC 23- 4N-24 THC S 907.79 FT TO POB W 1378.72 FT TO E R/W OLD RIVER RD SE ALG R/W 100.54 FT S 35 DEG
Legal Range	24
Legal Township	04N
Legal Section	22
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2053
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6263 OLD RIVER RD, BAKER, FL 32531-8109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 19, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE ONE/SOUTH
Jul 25, 2019	Loan Modification, Mortgage PEN AIR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Deed Document Number	3787856
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 9, 2025
Property Address	6263 OLD RIVER RD, BAKER, FL 32531-8109
Document Number	0003787856
Instrument Date	Dec 3, 2025
Instrument	3787856
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	461 RUCKEL DR, NICEVILLE, FL 32578-1782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6263 OLD RIVER RD, BAKER, FL 32531-8109

Mortgage

Document Number	0003787857
Date	Dec 9, 2025
Instrument	3787857

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	6263 OLD RIVER RD, BAKER, FL 32531-8109
Document Number	0034642750
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6263 OLD RIVER RD BAKER FL 325318109, BAKER, FL 32531-8109

Mortgage

Document Number	0034642750
Date	May 27, 2020
Book Page	003464/002750
Instrument	3360818

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	6263 OLD RIVER RD, BAKER, FL 32531-8109
Document Number	0034124530
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6263 OLD RIVER ROAD BAKER BAKER FL 32531, BAKER, FL 32531

Mortgage

Document Number	0034124530
Date	Aug 7, 2019
Book Page	003412/004530
Instrument	3296508

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,304.00 (+16.54%) Homeowner's exemption	$371,018 (+16.16%) Land $60,626 Building $310,392	$537,099 (+10.76%)
2023	$2,835.00 (+2.35%) Homeowner's exemption	$319,409 (+3.17%) Land $55,354 Building $264,055	$484,903 (+7.03%)
2022	$2,770.00 Homeowner's exemption	$309,583 Land $52,244 Building $257,339	$453,042

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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