Valley County property record for 626 W Mountain Rd, Cascade, ID 83611
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,514 sqft · built 2003 |
| Lot Size | 0.314 acres (13,656 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $757,000 (May 2025) |
| Tax Bill | $1,537 (2025) |
| Deeds & Mortgages | Apr 2005 Line of Credit Apr 2005 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP000980000060 |
| Primary APN | RP000980000060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,656 sqft (0.314 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Propane |
| Street Address | 4 MELODY LN |
|---|---|
| City | CASCADE |
| State | ID |
| Zip | 83611-4800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRATTON-BARNARD-ALLEN SUB NO.1 LOT 6 |
| Legal Subdivision | GRATTON-BARNARD-ALLEN SUB |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | CASCADE |
| Census Block Group | 4 |
| Census Block | 4202 |
| Census Tract | 970100 |
Source: Valley County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 MELODY LN, CASCADE, ID 83611-4800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 29, 2005 | Deed of Trust, Mortgage · Line of Credit IDAHO BANKING CO |
| Apr 28, 2005 | Deed of Trust, Mortgage · Line of Credit IDAHO BANKING CO |
| May 19, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Deed Document Number | 20252364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 626 W MOUNTAIN RD, CASCADE, ID 83611 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000295011 |
|---|---|
| Date | Apr 29, 2005 |
| Instrument | 295011 |
| Name | IDAHO BANKING CO |
|---|---|
| Type | Bank |
| Address | EAGLE, ID 83616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 22, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 626 W MOUNTAIN RD, CASCADE, ID 83611 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000294948 |
|---|---|
| Date | Apr 28, 2005 |
| Instrument | 294948 |
| Name | IDAHO BANKING CO |
|---|---|
| Type | Bank |
| Address | EAGLE, ID 83616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 22, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | May 19, 2025 |
| Property Address | 626 W MOUNTAIN RD, CASCADE, ID 83611 |
| Document Number | 2025002365 |
| Map Reference | MB 2 PGS 13 DOC 4036 |
| Instrument Date | May 19, 2025 |
| Instrument | 2025-002365 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4 MELODY LN, CASCADE, ID 83611-4800 |
| Document Number | 2025002366 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 2025-002366 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 5887 COPLEY DR, SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Unified School District | Cascade School District 422 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $612,215 (+14.13%) Land $109,191 Building $503,024 | $612,215 (+14.13%) Land $109,191 Building $503,024 | |
| 2025 | $1,537.00 (+12.27%) | $536,416 (+3.02%) Land $119,661 Building $416,755 | $536,416 (+3.02%) Land $119,661 Building $416,755 |
| 2024 | $1,369.00 (-2.84%) | ||
| 2023 | $1,409.00 (-3.56%) | $520,702 Land $74,788 Building $445,914 | $520,702 Land $74,788 Building $445,914 |
| 2022 | $1,461.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 78% of Idaho |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ziply Fiber DSL | 115 / 7 |
| T-Mobile Fixed Wireless | 25 / 3 |
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