626 W Cherry St, Wayland, MI 49348 Property Records

Allegan County property record for 626 W Cherry St, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,504 sqft · built 1994
Lot Size	0.286 acres (12,458 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jun 2023)
Tax Bill	$5,870 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-450-179-00`

Property Details

APN / Parcel Number

Primary APN	`56-450-179-00`
Alternative APN	`03-56-450-179-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	189 ft deep x 66 ft wide
Garage Area	852 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	626 W CHERRY ST
City	WAYLAND
State	MI
Zip	49348-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 179 KELLOGG'S ADDITION TO THE VILLAGE OF WAYLAND SEC 6 T3N R11W.
Legal Range	11W
Legal Township	03N
Legal Section	06
Legal Subdivision	KELLOGGS ADD
Legal Lot Number	179
Jurisdiction	ALLEGAN MI
Township / Civil Division	WAYLAND
Census Block Group	1
Census Block	1015
Census Tract	30502

Owner

626 W Cherry St is owned and occupied by two individuals who bought it in June 2023.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	626 W CHERRY ST, WAYLAND, MI 49348-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Dec 11, 1996 · Amount on File
Deed Document Number	20238869
Deed Book / Page	4865 / 116
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 20, 2023
Property Address	626 W CHERRY ST, WAYLAND, MI 49348-1013
Document Number	004865/116
Book / Page	4865 / 116
Map Reference	LB 1 PG 33
Instrument Date	Jun 9, 2023
Instrument	2023008869
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	BELL TITLE AGENCY/GRAND RAPIDS, BELL TTL AGCY OF GRAND RAPID

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 W CHERRY ST, WAYLAND, MI 49348-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1282 SAFFRON LN SE APT 3A, 3A, GRAND RAPIDS, MI 49508-7350

Mortgage

Document Number	2023008870
Date	Jun 20, 2023
Instrument	2023008870

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	626 W CHERRY ST, WAYLAND, MI 49348-1013
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4425/325
Date	Jan 24, 2020
Book Page	4425/325

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 626 W Cherry St was $5,870 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Wayland City
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,200 Land $14,100 Building $144,100	$316,400 Land $28,200 Building $288,200
2025	$5,870.00
2023		$112,800 (+12.57%) Land $8,600 Building $104,200	$225,600 (+12.57%) Land $17,200 Building $208,400
2022	$2,842.00 Homeowner's exemption	$100,200 Land $7,900 Building $92,300	$200,400 Land $15,800 Building $184,600
2020	$2,673.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 626 W Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 W Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYLAND serves 4,435 people · EPA ID MI0006940
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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