La Crosse County property record for 626 Vilas St, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Company Name on File |
| Last Sale | $277,500 (Nov 2021) |
| Tax Bill | $3,683 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-000805-004 |
| Primary APN | 018-000805-004 |
|---|---|
| Alternative APNs |
|
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Lot Area | 10,585 sqft (0.243 acres) |
|---|---|
| Lot Dimensions | 115 ft deep x 92 ft wide |
| Total Buildings | 2 Buildings |
| Street Address | 626 VILAS ST |
|---|---|
| City | ONALASKA |
| State | WI |
| Zip | 54650-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MZA |
| Legal Description | CERTIFIED SURVEY MAP NO. 170 VOL 2 LOT 4 DOC NO. 950590 |
| Legal Range | 07W |
| Legal Township | 16N |
| Legal Section | 05 |
| Legal Subdivision | LA CROSSE |
| Legal Lot Number | 4 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10403 |
626 Vilas St is owned by a company that bought it in November 2021 and is owner-occupied.
Source: La Crosse County records, as of October 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 626 VILAS ST, ONALASKA, WI 54650-2036 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| Nov 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK |
| Dec 1, 2020 | Warranty Deed, Transfer KNIGHT BARRY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on File |
| Deed Sale | Nov 17, 2021 · Amount on File |
| Prior Sale | Dec 1, 2020 · Amount on File |
| Deed Document Number | 20211784717 |
| Prior Transfer Date | Aug 28, 2013 |
| Prior Transfer Doc | 0001628542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Oct 2, 2026 |
| Property Address | 626 VILAS ST, ONALASKA, WI 54650-2036 |
| Document Number | 0001855359 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 20261855359 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 20416 MCKINLEY AVE, GALESVILLE, WI 54630-8031 |
| Document Number | 0001855359, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 20261855359 |
| Name | MERCHANTS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Sep 10, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Nov 17, 2021 |
| Property Address | 626 VILAS ST, ONALASKA, WI 54650-2036 |
| Document Number | 0001784717 |
| Map Reference | DOC 950590 PG 170 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 1784717 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Title Company | NEW CASTLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001784718 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 1784718 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 15, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Dec 1, 2020 |
| Property Address | 626 VILAS ST, ONALASKA, WI 54650-2036 |
| Document Number | 0001760647 |
| Map Reference | VL2 PG170 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 1760647 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 730 ROSE ST, LA CROSSE, WI 54603-2667 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 626 Vilas St was $3,683 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,683.00 | $270,800 Land $70,800 Building $200,000 | $273,900 |
| 2023 | $3,564.00 | $211,100 Land $50,600 Building $160,500 | $211,100 Land $50,600 Building $160,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 626 Vilas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 626 Vilas St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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