St. Charles County property record for 626 Sundance Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,118 sqft · built 1993 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,200 (Dec 2015) |
| Tax Bill | $3,076 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | A922000131 |
| Primary APN | A922000131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Basement Area | 1,064 sqft |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,712 sqft (0.2 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 314 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A922000131 |
|---|---|
| Old Parcel Number | A922000131 |
| Street Address | 626 SUNDANCE DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD EST #9 LOT 279 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | BAYFIELD EST #9 |
| Legal Lot Number | 279 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311732 |
626 Sundance Dr is owned and occupied by two individuals who bought it in December 2015.
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 626 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING |
| Sep 24, 2018 | Loan Modification, Mortgage · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2015 · Amount on File |
| Deed Sale | Dec 30, 2015 · Amount on File |
| Prior Sale | Nov 9, 2007 · Amount on File |
| Deed Document Number | 0064711229 |
| Deed Book / Page | 6471 / 1229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 25, 2026 |
| Property Address | 626 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Document Number | 0000040591 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202640591 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 626 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Document Number | 0000040591, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202640591 |
| Name | SECRETARY OF HOUSING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 626 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Document Number | 0070060707 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1809 E DYER RD #301 SANTA ANA CA 927055740, 301, SANTA ANA, CA 92705-5740 |
| Document Number | 0070060707 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 007006/000707 |
| Instrument | 659750 |
| Name | GUARANTEED RATE |
|---|---|
| Address | LAKE ZURICH, IL 60047 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 626 Sundance Dr was $3,076.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,076.00 | $47,736 | $251,241 |
| 2023 | $45,540 | ||
| 2022 | $239,684 Land $50,000 Building $189,684 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 626 Sundance Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 626 Sundance Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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