626 Spring St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 626 Spring St, Eau Claire, WI 54703

Property Summary

Property Type	Bungalow
Details	3 bd · 1.5 ba · 1,304 sqft · built 1914
Lot Size	0.191 acres (8,316 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2026)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-0087-000`

Property Details

APN / Parcel Number

Primary APN	`10-0087-000`
Alternative APNs	`18221-2-270916-320-2009` `221100087000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,304 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Bungalow
Exterior Material	Metal
Lot Area	8,316 sqft (0.191 acres)
Lot Dimensions	132 ft deep x 63 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	626 SPRING ST
City	EAU CLAIRE
State	WI
Zip	54703-3134
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Local Zoning Code	R2
Legal Description	LOT 10 BLK 5 EC LBR COS 9TH ADD TO E C
Legal Range	09W
Legal Township	27N
Legal Section	16
Legal Subdivision	EC LBR COS 9TH ADD
Legal Block	5
Legal Lot Number	10
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	3
Census Block	3018
Census Tract	600

Owner

Source: Eau Claire County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 SPRING ST, EAU CLAIRE, WI 54703-3134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Apr 24, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage OLD NATIONAL BANK
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage ROYAL CU
May 15, 2019	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	20261278804
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	626 SPRING ST, EAU CLAIRE, WI 54703-3134
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001213632
Date	Jun 14, 2021
Instrument	1213632

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Apr 24, 2026
Property Address	626 SPRING ST, EAU CLAIRE, WI 54703-3134
Document Number	0001278804
Instrument Date	Apr 21, 2026
Instrument	2026.1278804
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 SPRING ST, EAU CLAIRE, WI 54703-3134

Mortgage

Document Number	0001278805,
Date	Apr 24, 2026
Instrument	2026.1278805

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Dec 29, 2022
Property Address	626 SPRING ST, EAU CLAIRE, WI 54703-3134
Document Number	0001240023
Instrument Date	Dec 27, 2022
Instrument	1240023
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 SPRING ST, EAU CLAIRE, WI 54703-3134

Mortgage

Document Number	0001240024
Date	Dec 29, 2022
Instrument	1240024

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	11%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	May 15, 2019
Property Address	626 SPRING ST, EAU CLAIRE, WI 54703-3134
Document Number	0001174534
Instrument Date	May 13, 2019
Instrument	1174534
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 SPRING ST, EAU CLAIRE, WI 54703-3134

Mortgage

Document Number	0001174536
Date	May 15, 2019
Instrument	1174536

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,696.00	$144,400 (-) Land $17,800 Building $126,600	$188,900
2023		$144,400 (-) Land $17,800 Building $126,600
2022		$144,400 Land $17,800 Building $126,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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