626 Shellstone Rd, Amsterdam, NY 12010 Property Records

Montgomery County and Florida Town property record for 626 Shellstone Rd, Amsterdam, NY 12010

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,277 sqft · built 1998
Lot Size	29.6 acres (1,289,376 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Dec 2025)
Tax Bill	$4,023 (2026)
Deeds & Mortgages	Dec 2025 Sale Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`272600 118.-1-22.2`

Property Details

APN / Parcel Number

Primary APN	`272600 118.-1-22.2`
Alternative APN	`260011800000010220020000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	1,289,376 sqft (29.6 acres)
Lot Width	584 ft Width
Garage Type	Detached
Garage Area	1,254 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,248 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	626 SHELLSTONE RD
City	AMSTERDAM
State	NY
Zip	12010-7867
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	22.002
Jurisdiction	MONTGOMERY NY
Township / Civil Division	FLORIDA
Census Block Group	3
Census Block	3042
Census Tract	72800

Owner

626 Shellstone Rd, a rural home, is owned and occupied by two individuals who bought it in December 2025.

Source: Montgomery County and Florida Town records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	626 SHELLSTONE RD, AMSTERDAM, NY 12010-7867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Warranty Deed, Transfer
Mar 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Deed Document Number	20254251
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Dec 10, 2025
Property Address	626 SHELLSTONE RD, AMSTERDAM, NY 12010-7867
Document Number	0000000251
Instrument Date	Nov 20, 2025
Instrument	2025-4251
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	626 SHELLSTONE RD, AMSTERDAM, NY 12010-7867
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1901
Date	Mar 11, 2021
Instrument	2021-91901

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 626 Shellstone Rd was $4,023, up 126.3% from the year before.

Source: Montgomery County and Florida Town assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Montgomery County
County Subdivision	Florida Town
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,023.00 (+126.27%)
2025	$1,778.00 (-58.7%)	$210,000 (-) Land $61,900 Building $148,100	$250,000 (+0.6%) Land $73,690 Building $176,310
2024	$4,305.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$210,000 (-) Land $61,900 Building $148,100	$248,521 (+4.73%) Land $73,255 Building $175,266
2023		$210,000 Land $61,900 Building $148,100	$237,288 Land $69,943 Building $167,345

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 626 Shellstone Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (1980–2011)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Apr 2005 · 9 claims Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Shellstone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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