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626 Serrano Ln, Chula Vista, CA 91910 Property Records

San Diego County property record for 626 Serrano Ln, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,756 sqft · built 1997
Lot Size0.177 acres (7,709 sqft)
OwnerTrust Name on File
Last Sale$530,000 (Mar 2003)
Tax Bill$9,408 (2025)
Deeds & MortgagesAug 2020 Mortgage
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN593-371-37-00

Property Details

APN / Parcel Number

Primary APN593-371-37-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,756 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area7,709 sqft (0.177 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address626 SERRANO LN
CityCHULA VISTA
StateCA
Zip91910-8057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC1RS
Legal DescriptionLOT 76 TR 012718
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract012718
Legal Block2
Legal Lot Number76
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract13421

Owner

626 Serrano Ln is owner-occupied and held in a trust since May 2019.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address626 SERRANO LN, CHULA VISTA, CA 91910-8057
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
May 22, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2003 · Amount on File
Deed SaleMar 28, 2003 · Amount on File
Prior SaleSep 9, 1997 · Amount on File
Deed Document Number2003354678
Last Transfer DateMay 20, 2019
Transfer Doc0000193850
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address626 SERRANO LN, CHULA VISTA, CA 91910-8057
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000431030
DateAug 4, 2020
Instrument2020-0431030
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 22, 2019
Property Address626 SERRANO LN, CHULA VISTA, CA 91910-8057
Document Number0000193850
Instrument DateMay 20, 2019
Instrument193850
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address626 SERRANO LN CHULA VISTA CA 919108057, CHULA VISTA, CA 91910-8057

Tax Assessment & Valuation

The 2025 property tax bill for 626 Serrano Ln was $9,408 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$782,913 (+2%) Land $295,437 Building $487,476
2025$9,408.00 Homeowner's exemption$767,563 Land $289,645 Building $477,918
2023$8,916.00 (+2.96%) Homeowner's exemption$737,760 Land $278,399 Building $459,361
2022$8,660.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 626 Serrano Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Serrano Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 500
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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