626 S Freeman St, Oceanside, CA 92054 Property Records

San Diego County property record for 626 S Freeman St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,898 sqft · built 1929
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Jul 2017)
Tax Bill	$11,544 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-302-09-00`

Property Details

APN / Parcel Number

Primary APN	`150-302-09-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,898 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	626 S FREEMAN ST
City	OCEANSIDE
State	CA
Zip	92054-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 43 LOT 10 TR 000219
Legal Subdivision	BRYANS ADD
Legal Tract	000219
Legal Block	43
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3026
Census Tract	18202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 S FREEMAN ST, OCEANSIDE, CA 92054-4119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 21, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Nov 5, 2004 · Amount on Record
Deed Document Number	2017329665
Prior Transfer Date	Apr 14, 2009
Prior Transfer Doc	0000563725
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	626 S FREEMAN ST, OCEANSIDE, CA 92054-4119
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 S FREEMAN ST, OCEANSIDE, CA 92054-4119

Mortgage

Document Number	0000031167
Date	Jan 21, 2022
Instrument	2022-0031167

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	626 S FREEMAN ST, OCEANSIDE, CA 92054-4119
Document Number	0000429990
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 S FREEMAN ST OCEANSIDE CA 920544119, OCEANSIDE, CA 92054-4119

Mortgage

Document Number	0000429990
Date	Aug 4, 2020
Instrument	429990

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2017
Property Address	626 S FREEMAN ST, OCEANSIDE, CA 92054-4119
Document Number	0000329665
Instrument Date	Jun 13, 2017
Instrument	329665
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 S FREEMAN ST OCEANSIDE CA 920544119, OCEANSIDE, CA 92054-4119

Mortgage

Document Number	329666
Date	Jul 21, 2017
Instrument	329666

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,054,626 (+2%) Land $731,165 Building $323,461
2025	$11,544.00 (+5.12%) Homeowner's exemption	$1,033,948 (+4.04%) Land $716,829 Building $317,119
2023	$10,982.00 (+13.49%) Homeowner's exemption	$993,800 Land $688,995 Building $304,805
2022	$9,677.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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