626 Ruthye Ln, Pilot Point, TX 76258 Property Records

Denton County property record for 626 Ruthye Ln, Pilot Point, TX 76258

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,121 sqft · built 2022
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,452 (Jul 2023)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R965701`

Property Details

APN / Parcel Number

Primary APN	`R965701`
Alternative APNs	`SW0251A-000000D-0000-0013-0000` `SW0251A-000000D-0000-0013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,121 sqft Living Area
Gross Area	2,555 sqft
1st Floor Area	1,487 sqft
2nd Floor Area	634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	626 RUTHYE LN
City	PILOT POINT
State	TX
Zip	76258-1578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTHYE LANE ADDITION PHASE 1B BLK D LOT 13
Legal Subdivision	RUTHYE LANE ADDITION PHASE 1B
Legal Block	D
Legal Lot Number	13
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	2
Census Block	2001
Census Tract	20118

Owner

Source: Denton County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6832 SANTA CRISTINA ST, THE COLONY, TX 75056-5286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jul 6, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOWER LLC
Feb 2, 2022	Vendor's Lien, Transfer · Construction Mortgage SUSSER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Feb 2, 2022 · Amount on Record
Deed Document Number	202370939
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	Jul 22, 2026
Property Address	626 RUTHYE LN, PILOT POINT, TX 76258-1578
Document Number	0000086562
Instrument Date	Jul 20, 2026
Instrument	202686562
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	DESIGNATED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 BOONE TRL, VALLEY VIEW, TX 76272-7671

Mortgage

Document Number	0000086563,
Date	Jul 22, 2026
Instrument	202686563

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

Mortgage

Document Number	0000086564,
Date	Jul 22, 2026
Instrument	202686564

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Jul 20, 2029

Interest

Rate	6.52%
Max Rate	-1%

July 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jul 6, 2023
Property Address	626 RUTHYE LN, PILOT POINT, TX 76258-1578
Document Number	0000070939
Map Reference	DOC 2020-432
Instrument Date	Jul 5, 2023
Instrument	2023-070939
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6350 N INTERSTATE HIGHWAY 35 E, WAXAHACHIE, TX 75165-5603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6832 SANTA CRISTINA ST, THE COLONY, TX 75056-5286

Mortgage

Document Number	0000070940
Date	Jul 6, 2023
Instrument	2023-070940

Lender

Name	LOWER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Feb 2, 2022
Property Address	626 RUTHYE LN, PILOT POINT, TX 76258-1578
Document Number	0000018089
Map Reference	DOC 2020-432
Instrument Date	Jan 28, 2022
Instrument	2022-018089
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	TEXAS STHRN TITLE, TEXAS STAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 E CAROL ST, PILOT POINT, TX 76258-3753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6350 N INTERSTATE HIGHWAY 35 E, WAXAHACHIE, TX 75165-5603
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018090
Date	Feb 2, 2022
Instrument	2022-018090

Lender

Name	SUSSER BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Denton County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Pilot Point City
Unified School District	Pilot Point Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,537.00 (-3.75%)	$338,926 (+33.67%) Land $75,236 Building $263,690	$338,926 (+33.67%) Land $75,236 Building $263,690
2023	$4,714.00 (+204.92%)	$253,556 (+237.01%) Land $75,236 Building $178,320	$253,556 (+237.01%) Land $75,236 Building $178,320
2022	$1,546.00 (+305.77%)	$75,236 Land $75,236	$75,236 Land $75,236
2021	$381.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PILOT POINT serves 7,836 people · EPA ID TX0610005
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Nortex Communications Company Fiber	2,000 / 2,000
Legacy ISP Fiber	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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