626 Riverside Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 626 Riverside Dr, Ormond Beach, FL 32176

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,298 sqft · built 1993
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,851,075 (Jan 2022)
Tax Bill	$30,700 (2025)
Deeds & Mortgages	May 2025 Second Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4223-13-00-0151`

Property Details

APN / Parcel Number

Primary APN	`4223-13-00-0151`
Alternative APNs	`32142313000151` `23143213000151` `3089219.0` `3089219`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,298 sqft Living Area
Gross Area	6,220 sqft
1st Floor Area	4,109 sqft
Upper Floors Area	2,892 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	257 ft deep x 100 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	922 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Pool House	560 sqft
Porch	Finished/Open Porch
Porch Area	942 sqft
Patio Area	1,140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3089219
Street Address	626 RIVERSIDE DR
City	ORMOND BEACH
State	FL
Zip	32176-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23 14 32 LOT 15 W OF HALIFAX AVE & RIP RTS SUB LOTS 4 & 5 MB 3 PG 85 PER OR 4441 PG 4335 PER OR 8194 PG 0797 PER OR 8207 PG 1150
Legal Range	32E
Legal Township	14S
Legal Section	23
Legal Subdivision	AVE & RIP RTS SUB
Legal Tract	13
Legal Lot Number	15
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	2
Census Block	2012
Census Tract	80500

Owner

Source: Volusia County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	626 RIVERSIDE DR, ORMOND BEACH, FL 32176-7714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHANGE LENDING LLC
Dec 16, 2025	Deed of Trust, Mortgage · SBA Mortgage ITHINK FINANCIAL CU
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Jun 5, 1999 · Amount on Record
Deed Document Number	202220687
Deed Book / Page	8194 / 797
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	626 RIVERSIDE DR, ORMOND BEACH, FL 32176-7714
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RIVERSIDE DR, ORMOND BEACH, FL 32176-7714

Mortgage

Document Number	0087000821
Date	May 8, 2025
Book Page	8700/821
Instrument	2025086322

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	626 RIVERSIDE DR, ORMOND BEACH, FL 32176-7714
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RIVERSIDE DR, ORMOND BEACH, FL 32176-7714

Mortgage

Document Number	0087921427
Date	Dec 16, 2025
Book Page	8792/1427
Instrument	2025233861

Lender

Name	ITHINK FINANCIAL CU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 12, 2050

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 27, 2022
Property Address	626 RIVERSIDE DR, ORMOND BEACH, FL 32176-7714
Document Number	0081940797
Book / Page	8194 / 797
Map Reference	MB 3 PG 85
Instrument Date	Jan 21, 2022
Instrument	2022020687
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,957.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 SOUTH ST RIDGEWOOD AVE7, 149, DAYTONA BEACH, FL 32114-5333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RIVERSIDE DR, ORMOND BEACH, FL 32176-7714

Mortgage

Document Number	0008194800
Date	Jan 27, 2022
Instrument	8194/800

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,894,832 (+1%) Land $652,800 Building $1,242,032	$1,894,832 (+1%) Land $652,800 Building $1,242,032
2025	$30,700.00 (+10.91%)	$1,876,156 (+10.68%) Land $652,800 Building $1,223,356	$1,876,156 (+10.68%) Land $652,800 Building $1,223,356
2023	$27,679.00 (+3.71%)	$1,695,099 (+4.07%) Land $626,280 Building $1,068,819	$1,695,099 (+4.07%) Land $626,280 Building $1,068,819
2022	$26,688.00	$1,628,787 Land $595,170 Building $1,033,617	$1,628,787 Land $595,170 Building $1,033,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	439 units insured incl. 341 condo units
Nearby Flood Claims	87 (1982–2024)
Claims Outside the SFHA	82 of 87
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 10 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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