626 Riverside Dr, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 626 Riverside Dr, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,304 sqft · built 1965
Lot Size	0.253 acres (11,016 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Sep 2022)
Tax Bill	$19,012 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-00203-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`03-00203-0000-00010`
Alternative APNs	`030020300010` `1744004`

Interior

Stories	2 Stories
Building Area	2,304 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	11,016 sqft (0.253 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1744004
Street Address	626 RIVERSIDE DR
City	CRANFORD
State	NJ
Zip	07016-1951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	203
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3002
Census Tract	37000

Owner

626 Riverside Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	626 RIVERSIDE DR, CRANFORD, NJ 07016-1951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed, Transfer · Conventional Mortgage BAYFIRST NATIONAL BANK
Jun 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Deed Document Number	202222790
Deed Book / Page	6483 / 114
Prior Transfer Date	Jan 22, 2009
Prior Transfer Doc	0057520834
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 26, 2022
Property Address	626 RIVERSIDE DR, CRANFORD, NJ 07016-1951
Document Number	0064830114
Book / Page	6483 / 114
Instrument Date	Aug 29, 2022
Instrument	22790
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 HARROW RD, 113, WESTFIELD, NJ 07090-1759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RIVERSIDE DR, CRANFORD, NJ 07016-1951

Mortgage

Document Number	0000043554
Date	Sep 26, 2022
Instrument	43554

Lender

Name	BAYFIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	626 RIVERSIDE DR, CRANFORD, NJ 07016-1951
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RIVERSIDE DR, CRANFORD, NJ 07016-1951

Mortgage

Document Number	0149912424
Date	Jun 17, 2021
Book Page	14991/2424
Instrument	14702

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	218 Months
Due	Aug 1, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	626 RIVERSIDE DR, CRANFORD, NJ 07016-1951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RIVERSIDE DR, CRANFORD, NJ 07016-1951

Mortgage

Document Number	0148032305
Date	Oct 29, 2020
Book Page	14803/2305
Instrument	702352

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	226 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 626 Riverside Dr was $19,012, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,300 (-) Land $105,100 Building $157,200	$262,300 (-) Land $105,100 Building $157,200
2025	$19,012.00 (+6.92%)	$262,300 Land $105,100 Building $157,200	$262,300 Land $105,100 Building $157,200
2024	$17,781.00
2023		$262,300 Land $105,100 Building $157,200	$262,300 Land $105,100 Building $157,200
2022	$17,343.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 626 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 146 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	556 (1978–2024)
Claims Outside the SFHA	52 of 556
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 154 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 123 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 104 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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