626 Ray St, Bakersfield, CA 93308 Property Records

Kern County property record for 626 Ray St, Bakersfield, CA 93308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,711 sqft · built 1945
Lot Size	0.181 acres (7,868 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (May 2025)
Tax Bill	$3,422 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112-190-28-00-4`

Property Details

APN / Parcel Number

Primary APN	`112-190-28-00-4`
Alternative APNs	`112-190-28-5` `1121902800` `11219028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,711 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	1,114 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	7,868 sqft (0.181 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	47 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	112190285
Street Address	626 RAY ST
City	BAKERSFIELD
State	CA
Zip	93308-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1086 , BLOCK E , LOT 29
Legal Subdivision	WINGLAND SQUARE #1
Legal Tract	1086
Legal Block	E
Legal Lot Number	29
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	3
Census Block	3011
Census Tract	103

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 RAY ST, BAKERSFIELD, CA 93308-2314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 30, 2018	Affidavit of Death, Transfer · Commercial Mortgage U S BANK HOME MORTGAGE
Apr 30, 2018	Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	202560000
Prior Transfer Date	Apr 28, 2018
Prior Transfer Doc	0000053037
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	626 RAY ST, BAKERSFIELD, CA 93308-2314
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RAY ST, BAKERSFIELD, CA 93308-2314

Mortgage

Document Number	0000007004
Date	Jan 14, 2022
Instrument	222007004

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KERN CA
Recording Date	Apr 30, 2018
Property Address	626 RAY ST, BAKERSFIELD, CA 93308-2314
Document Number	0000053037
Map Reference	MB4 PG150&151
Instrument Date	Apr 28, 2018
Instrument	2180053037
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE BAKERSFIELD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RAY ST, BAKERSFIELD, CA 93308-2314

Mortgage

Document Number	0000053039
Date	Apr 30, 2018
Instrument	2180053039

Lender

Name	U S BANK HOME MORTGAGE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 30, 2018
Property Address	626 RAY ST, BAKERSFIELD, CA 93308-2314
Document Number	0000053036
Map Reference	MB4 PG150&151
Instrument Date	Apr 7, 2018
Instrument	2180053036
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 RAY ST, BAKERSFIELD, CA 93308-2314

Mortgage

Document Number	0000053038
Date	Apr 30, 2018
Instrument	2180053038

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Standard Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,700 (+66.84%) Land $102,510 Building $239,190
2025	$3,422.00 (+6.31%) Homeowner's exemption	$204,804 (+4.04%) Land $34,133 Building $170,671
2023	$3,219.00 (+2.81%) Homeowner's exemption	$196,853 Land $32,808 Building $164,045
2022	$3,131.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OILDALE MWC private · serves 45,315 people · EPA ID CA1510015
Water Source	Purchased surface water from NORTH OF THE RIVER MWD
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: AT&T, GeoLinks, Verizon.

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