626 Plantation Pointe Dr, Elgin, SC 29045 Property Records

Richland County property record for 626 Plantation Pointe Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,185 sqft · built 2004
Lot Size	0.41 acres (17,863 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2022)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25901-01-06`

Property Details

APN / Parcel Number

Primary APN	`25901-01-06`
Alternative APNs	`R25901-01-06` `01700467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,185 sqft Heated Area
Gross Area	3,213 sqft
1st Floor Area	1,745 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,863 sqft (0.41 acres)
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700467
Street Address	626 PLANTATION POINTE DR
City	ELGIN
State	SC
Zip	29045-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 54 40.7X150.2X75X135.7X130 #SU PLANTATION POINTE #PR RB582-2357
Legal Subdivision	PLANTATION POINTE
Legal Lot Number	40,54
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2014
Census Tract	11425

Owner

626 Plantation Pointe Dr is owned and occupied by an individual who bought it in May 2022.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	626 PLANTATION POINTE DR, ELGIN, SC 29045-9197
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Prior Sale	Jul 30, 2014 · Amount on File
Deed Document Number	202229736
Deed Book / Page	2746 / 3872
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	May 23, 2022
Property Address	626 PLANTATION POINTE DR, ELGIN, SC 29045-9197
Document Number	0027463872
Book / Page	2746 / 3872
Map Reference	MB 582 PG 2357
Instrument Date	May 23, 2022
Instrument	2022029736
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 PLANTATION POINTE DR, ELGIN, SC 29045-9197

Mortgage

Document Number	2022029737
Date	May 23, 2022
Instrument	2022029737

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	626 PLANTATION POINTE DR, ELGIN, SC 29045-9197
Document Number	2564/1290
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 PLANTATION POINTE DR ELGIN SC 290459197, ELGIN, SC 29045-9197

Mortgage

Document Number	2564/1290
Date	Dec 14, 2020
Book Page	002564/001290
Instrument	70520

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 13, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 626 Plantation Pointe Dr was $3,065.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,065.00	$324,100 Land $45,000 Building $279,100	$324,100 Land $45,000 Building $279,100
2023	$3,068.00	$7,776	$194,400
2021	$1,533.00	$7,780	$194,400 Land $36,000 Building $158,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 626 Plantation Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Plantation Pointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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