626 Murray Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 626 Murray Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,241 sqft · built 1952
Lot Size	0.25 acres (10,900 sqft)
Owner	Company Name on Record
Tax Bill	$1,913 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`487-400-03-00`

Property Details

APN / Parcel Number

Primary APN	`487-400-03-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,241 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	10,900 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	626 MURRAY DR
City	EL CAJON
State	CA
Zip	92020-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 46 TR 002755
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	002755
Legal Block	2
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	626 MURRAY DR, EL CAJON, CA 92020-4121
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Nov 19, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA
Nov 19, 2020	Intrafamily Transfer, Transfer ACCOMMODATION
May 7, 2020	Quit Claim Deed, Transfer OPTIMUM FIRST INC
May 7, 2020	Quit Claim Deed, Transfer WFG TITLE COMPANY/CA, WFG TITLE CO/CA
Dec 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Oct 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 9, 2020
Transfer Doc	0000732815
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	626 MURRAY DR, EL CAJON, CA 92020-4121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000497058
Date	Oct 31, 2019
Instrument	2019-0497058

Lender

Name	OPTIMUM FIRST INC
Type	Non-Lending Institution
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2020
Property Address	626 MURRAY DR, EL CAJON, CA 92020-4121
Document Number	0000732815
Instrument Date	Oct 9, 2020
Instrument	732815
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 MURRAY DR EL CAJON CA 920204121, EL CAJON, CA 92020-4121

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2020
Property Address	626 MURRAY DR, EL CAJON, CA 92020-4121
Document Number	0000732817
Map Reference	MAP 2755
Instrument Date	Oct 9, 2020
Instrument	2020-0732817
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 MURRAY DR, EL CAJON, CA 92020-4121

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2020
Property Address	626 MURRAY DR, EL CAJON, CA 92020-4121
Document Number	0000232764
Instrument Date	Mar 26, 2020
Instrument	232764
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 MURRAY DR EL CAJON CA 920204121, EL CAJON, CA 92020-4121

Mortgage

Document Number	232765
Date	May 7, 2020
Instrument	232765

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2020
Property Address	626 MURRAY DR, EL CAJON, CA 92020-4121
Document Number	0000232766
Instrument Date	Mar 26, 2020
Instrument	232766
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	626 MURRAY DR EL CAJON CA 920204121, EL CAJON, CA 92020-4121

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2019
Property Address	626 MURRAY DR, EL CAJON, CA 92020-4121
Document Number	0000569165
Instrument Date	Dec 4, 2019
Instrument	569165
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	626 MURRAY DR EL CAJON CA 920204121, EL CAJON, CA 92020-4121

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	626 MURRAY DR, EL CAJON, CA 92020-4121
Document Number	0000145777
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 MURRAY DR EL CAJON CA 920204121, EL CAJON, CA 92020-4121

Mortgage

Document Number	0000145777
Date	Apr 22, 2019
Instrument	145777

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2018
Property Address	626 MURRAY DR, EL CAJON, CA 92020-4121
Document Number	0000407144
Instrument Date	Sep 22, 2018
Instrument	407144
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MURRAY DR EL CAJON CA 92020, EL CAJON, CA 92020

Mortgage

Document Number	407145
Date	Oct 1, 2018
Instrument	407145

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$118,762 (+2%) Land $53,462 Building $65,300
2025	$1,913.00 (+6.4%) Homeowner's exemption	$116,434 (+4.04%) Land $52,414 Building $64,020
2023	$1,798.00 (-2.44%) Homeowner's exemption	$111,915 Land $50,380 Building $61,535
2022	$1,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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