626 Moran St, Gainesville, TX 76240 Property Records

Cooke County property record for 626 Moran St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,320 sqft · built 1920
Lot Size0.133 acres (5,793 sqft)
OwnerIndividual Name on File
Last Sale$159,200 (Sep 2021)
Tax Bill$2,212 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN2740-013-00009

Property Details

APN / Parcel Number

Primary APN2740-013-00009
Alternative APN
  • 1633

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,320 sqft Living Area
Gross Area1,450 sqft
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,793 sqft (0.133 acres)
PorchSlab
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2740-013-00009
Street Address626 MORAN ST
CityGAINESVILLE
StateTX
Zip76240-3338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCOTT ADDN; BLOCK 13; LOT 9 NW PT
Legal SubdivisionSCOTT ADDN
Legal Block13
Legal Lot Number9
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4017
Census Tract500

Owner

Source: Cooke County records · APN 2740-013-00009

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address626 MORAN ST, GAINESVILLE, TX 76240-3338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
TEXAS STATE AFFORDABLE HSNG CORP
Mar 01, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 21, 2021Vendor's Lien, Transfer · FHA Mortgage
GUARANTEED RATE INC
Apr 22, 2021Vendor's Lien, Transfer · Stand-Alone First Mortgage
GREEN LEVER CAPITAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Prior SaleApr 22, 2021 · Amount on Record
Deed Document Number20218100
Deed Book / Page2450 / 215
Prior Transfer DateSep 17, 2021
Prior Transfer Doc002450/215
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address626 MORAN ST, GAINESVILLE, TX 76240-3338
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address626 MORAN ST, GAINESVILLE, TX 76240-3338

Mortgage

Document Number002450/238
DateSep 21, 2021
Book Page2450/238
Instrument2021-08102
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueSep 17, 2024

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address626 MORAN ST, GAINESVILLE, TX 76240-3338
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address626 MORAN ST, GAINESVILLE, TX 76240-3338

Mortgage

Document Number002565/297
DateMar 01, 2023
Book Page2565/297
Instrument2023-1337
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueOct 01, 2051

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateSep 21, 2021
Property Address626 MORAN ST, GAINESVILLE, TX 76240-3338
Document Number002450/215
Book / Page2450 / 215
Instrument DateSep 17, 2021
Instrument2021-08100
Transaction TypeTransfer
Record UpdatedSep 18, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3758 CARNATION AVE, FORT WORTH, TX 76111-4976

Transferred To (Grantee/Buyer)

NameVerified Name
Address626 MORAN ST, GAINESVILLE, TX 76240-3338

Mortgage

Document Number0202108101
DateSep 21, 2021
Instrument2021-08101
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateApr 22, 2021
Property Address626 MORAN ST, GAINESVILLE, TX 76240-3338
Document Number002413/801
Book / Page2413 / 801
Instrument DateApr 22, 2021
Instrument2021-03450
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanySIMPLIFIED TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11935 GRANDVIEW DR, FRISCO, TX 75035-2535

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202103451
DateApr 22, 2021
Instrument2021-03451
Lender
NameGREEN LEVER CAPITAL LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term7 Months
DueNov 01, 2021

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,212.00 (-8.25%) Homeowner's exemption$172,529 (+4.66%) Land $26,011 Building $146,518$172,529 (+4.66%) Land $26,011 Building $146,518
2024$2,411.00 (-23.92%)
2023$164,840 Land $21,666 Building $143,174$164,840 Land $21,666 Building $143,174
2022$3,169.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), as of April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970005004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims103 (1981–2009)
Claims Outside the SFHA6 of 103
Most Recent ClaimMay 2009 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 30 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 38 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Nortex Communications
Fiber
2,000 / 2,000
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Element8 Technology Investment Group, T-Mobile USA.

Based on FCC filings for 348 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0490001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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