626 Moir St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 626 Moir St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,026 sqft · built 1906
Lot Size	0.084 acres (3,660 sqft)
Owner	Individual Name on Record
Last Sale	$60,500 (Jul 2020)
Tax Bill	$1,970 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-27-482-009`

Property Details

APN / Parcel Number

Primary APN	`8913-27-482-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	528 sqft
Basement Area	528 sqft
Finished Basement	300 sqft
Unfinished Basement	528 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,660 sqft (0.084 acres)
Lot Dimensions	60 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	626 MOIR ST
City	WATERLOO
State	IA
Zip	50701-2860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME PARK ADDITION N 1/2 LOT 16 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HOME PARK ADDITION
Legal Block	9
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2016
Census Tract	1400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 MOIR ST, WATERLOO, IA 50701-2860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jan 22, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	20202100000589
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	0000012956
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	626 MOIR ST, WATERLOO, IA 50701-2860
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 MOIR ST, WATERLOO, IA 50701-2860

Mortgage

Document Number	202200018778
Date	Mar 28, 2022
Instrument	202200018778

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 9, 2020
Property Address	626 MOIR ST, WATERLOO, IA 50701-2860
Document Number	202100000589
Instrument Date	Jun 24, 2020
Instrument	202100000589
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 MOIR ST, WATERLOO, IA 50701-2860

Mortgage

Document Number	202100000590
Date	Jul 9, 2020
Instrument	202100000590

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 22, 2020
Property Address	626 MOIR ST, WATERLOO, IA 50701-2860
Document Number	202000012956
Instrument Date	Jan 15, 2020
Instrument	202000012956
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 800, NORTH LIBERTY, IA 52317-0800

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,970.00 (+6.95%) Homeowner's exemption	$107,380 (+12.87%) Land $13,240 Building $94,140	$107,380 (+12.87%) Land $13,240 Building $94,140
2024	$1,842.00 (+8.74%)
2023		$95,140 (+10.65%) Land $13,240 Building $81,900	$95,140 (+10.65%) Land $13,240 Building $81,900
2022	$1,694.00	$85,980 Land $13,240 Building $72,740
2021			$85,980 Land $13,240 Building $72,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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