Kendall County property record for 626 Manhattan Cir, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,376 sqft · built 2005 |
| Lot Size | 0.209 acres (9,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Feb 2024) |
| Tax Bill | $9,187 (2024) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-07-403-016 |
| Primary APN | 03-07-403-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 4,047 sqft |
| 1st Floor Area | 2,376 sqft |
| Basement Area | 1,188 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,098 sqft (0.209 acres) |
| Lot Dimensions | 129 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 626 MANHATTAN CIR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 155 PARK PLACE PUD UNIT TWO VILLAGE OF OSWEGO |
| Legal Subdivision | PARK PLACE PUD |
| Legal Lot Number | 155 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 890301 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3328 BROMLEY LN, AURORA, IL 60502-6534 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC |
| Mar 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 11, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2024 · Amount on Record |
| Deed Sale | Feb 9, 2024 · Amount on Record |
| Prior Sale | Mar 28, 2005 · Amount on Record |
| Deed Document Number | 20241445 |
| Prior Transfer Date | Apr 11, 2023 |
| Prior Transfer Doc | 0000003892 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 9, 2024 |
| Property Address | 626 MANHATTAN CIR, OSWEGO, IL 60543-9805 |
| Document Number | 0000001445 |
| Map Reference | DOC 2002000024854 |
| Instrument Date | Jan 25, 2024 |
| Instrument | 202400001445 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 626 MANHATTAN CIR, OSWEGO, IL 60543-9805 |
| Document Number | 0000001446 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 202400001446 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 626 MANHATTAN CIR, OSWEGO, IL 60543-9805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 626 MANHATTAN CIR, OSWEGO, IL 60543-9805 |
| Document Number | 0000003118 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 202300003118 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 11, 2023 |
| Property Address | 626 MANHATTAN CIR, OSWEGO, IL 60543-9805 |
| Document Number | 0000003892 |
| Map Reference | DOC 200200024854 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 202300003892 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 426 MANHATTAN CIRCLE, OSWEGO, IL 60543 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 626 MANHATTAN CIR, OSWEGO, IL 60543-9805 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $123,777 (+26.86%) Land $23,326 Building $100,451 | $371,331 (+26.86%) Land $69,978 Building $301,353 | |
| 2024 | $9,187.00 | ||
| 2022 | $97,566 Land $18,387 Building $79,179 | $292,698 Land $55,161 Building $237,537 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2013) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-VALLEY MARINA private · serves 1,102 people · EPA ID IL0935100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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