626 Galloway Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 626 Galloway Rd, Pontotoc, MS 38863

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,664 sqft · built 2000
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Tax Bill	$253 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Aug 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`082-09-000-007.02`

Property Details

APN / Parcel Number

Primary APN	`082-09-000-007.02`
Alternative APN	`15723`

Interior

Full Baths	1 Bath
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 2000
Lot Area	41,382 sqft (0.95 acres)
Deck Area	84 sqft

Location & Zoning

Account Number	15723
Street Address	626 GALLOWAY RD
City	PONTOTOC
State	MS
Zip	38863-9374
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	.95 AC NW1/4 SW1/4 DB 637-414 3/12/96 20145979 12/1/14 20181655 4/26/18 662 488 1223
Jurisdiction	PONTOTOC MS
Township / Civil Division	3
Census Block Group	2
Census Block	2033
Census Tract	950500

Owner

626 Galloway Rd, a mobile home, is owned by an individual.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record	Individual Name on File
Mailing Address	5144 HIGHWAY 341, PONTOTOC, MS 38863-6220
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit THE BANK OF HOLLY SPRING
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Apr 26, 2018	Deed of Trust, Mortgage FIRST CHOICE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	626 GALLOWAY RD, PONTOTOC, MS 38863-9374
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5144 HIGHWAY 341, PONTOTOC, MS 38863-6220

Mortgage

Document Number	2023000575
Date	Feb 14, 2023
Instrument	2023000575

Lender

Name	THE BANK OF HOLLY SPRING
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 18, 2038

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	626 GALLOWAY RD, PONTOTOC, MS 38863-9374
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5144 HIGHWAY 341, PONTOTOC, MS 38863-6220

Mortgage

Document Number	2020002787
Date	Aug 5, 2020
Instrument	2020002787

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	5 Months
Due	Jan 28, 2021

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	626 GALLOWAY RD, PONTOTOC, MS 38863-9374
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5144 HIGHWAY 341, PONTOTOC, MS 38863-6220

Mortgage

Document Number	2019002120
Date	Jun 7, 2019
Instrument	2019002120

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 7, 2020

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	626 GALLOWAY RD, PONTOTOC, MS 38863-9374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5144 HIGHWAY 341, PONTOTOC, MS 38863-6220

Mortgage

Document Number	2018003479
Date	Sep 14, 2018
Instrument	2018003479

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	7 Months
Due	Apr 26, 2019

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	626 GALLOWAY RD, PONTOTOC, MS 38863-9374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5144 HIGHWAY 341, PONTOTOC, MS 38863-6220

Mortgage

Document Number	2018001656
Date	Apr 26, 2018
Instrument	2018001656

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 26, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 626 Galloway Rd was $253.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$253.00	$1,986	$13,235 Land $7,550 Building $5,685
2023	$253.00	$1,986	$13,235 Land $7,550 Building $5,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 626 Galloway Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Galloway Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGOMA WATER ASSOCIATION public/private · serves 6,879 people · EPA ID MS0580001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Fulton Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Galloway Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures