Monmouth County and Union Beach Borough property record for 626 Front St, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,120 sqft · built 1995 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,916 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jun 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00023-0000-00005 |
| Primary APN | 50-00023-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Upper Floors Area | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | 606 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 237 |
|---|---|
| Street Address | 626 FRONT ST |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Block | 23 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 801800 |
626 Front St is owned and occupied by two individuals who acquired it in February 2026.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 626 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2026 | Intrafamily Transfer, Transfer |
| Jun 23, 2020 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 6, 2026 |
| Transfer Doc | 0097800118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 13, 2026 |
| Property Address | 626 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Document Number | 0097800118 |
| Book / Page | 9780 / 118 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 2026013579 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 626 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Name | Verified Name |
|---|---|
| Address | 626 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 626 FRONT ST, UNION BEACH, NJ 07735-2835 |
| Document Number | 0000077564 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 626 FRONT ST UNION BEACH NJ 077352835, UNION BEACH, NJ 07735-2835 |
| Document Number | 0000077564 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 009427/008902 |
| Instrument | 77564 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 626 Front St was $14,916, up 13.7% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $745,400 (+7.19%) Land $339,100 Building $406,300 | $745,400 (+7.19%) Land $339,100 Building $406,300 | |
| 2025 | $14,916.00 (+13.74%) | $695,400 Land $307,900 Building $387,500 | $695,400 Land $307,900 Building $387,500 |
| 2024 | $13,114.00 | ||
| 2023 | $585,700 Land $232,500 Building $353,200 | $585,700 Land $232,500 Building $353,200 | |
| 2022 | $11,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 626 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 235 units insured incl. 8 condo units |
| Nearby Flood Claims | 309 (1978–2012) |
| Claims Outside the SFHA | 27 of 309 |
| Most Recent Claim | Nov 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 626 Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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