626 Fair St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 626 Fair St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,066 sqft · built 1992
Lot Size	0.426 acres (18,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2025)
Tax Bill	$3,188 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19.614.0060`

Property Details

APN / Parcel Number

Primary APN	`19.614.0060`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
Basement Area	2,034 sqft
Finished Basement	1,017 sqft
Unfinished Basement	1,017 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,553 sqft (0.426 acres)
Lot Dimensions	155 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	638 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	204 sqft
Deck Area	160 sqft
Shed	1 Shed
Utility Building	875 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	626 FAIR ST
City	SAINT PETER
State	MN
Zip	56082-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF NW 1/4 OF SE 1/4 OF 16-110-26 DESC BEG SE'LY COR OF LOT 7, LORGE'S SUB, NW'LY 155' ALT S'LY LINE OF LOT 7, SE 155' TO
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	LORGE S SUBD
Legal Lot Number	7
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3050
Census Tract	480300

Owner

Source: Nicollet County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	626 FAIR ST, SAINT PETER, MN 56082-1913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Sep 24, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MN
Aug 9, 2017	Warranty Deed, Transfer · VA Mortgage BREMER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	2025354604
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Recording Date	Sep 16, 2026
Property Address	626 FAIR ST, SAINT PETER, MN 56082-1913
Document Number	0000359409
Instrument Date	Sep 9, 2026
Instrument	2026359409
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	626 FAIR ST, SAINT PETER, MN 56082-1913

Mortgage

Document Number	0000359409,
Date	Sep 16, 2026
Instrument	2026359409

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	626 FAIR ST, SAINT PETER, MN 56082-1913
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345533
Date	Dec 8, 2022
Instrument	345533

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 25, 2027

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	626 FAIR ST, SAINT PETER, MN 56082-1913
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	339719
Date	Sep 24, 2021
Instrument	339719

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	626 FAIR ST, SAINT PETER, MN 56082-1913
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	328758
Date	Aug 21, 2019
Instrument	328758

Lender

Name	FIRST NATIONAL BANK MN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 25, 2024

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Aug 9, 2017
Property Address	626 FAIR ST, SAINT PETER, MN 56082-1913
Document Number	320658
Instrument Date	Aug 7, 2017
Instrument	320658
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	626 FAIR ST, SAINT PETER, MN 56082-1913

Mortgage

Document Number	320659
Date	Aug 9, 2017
Instrument	320659

Lender

Name	BREMER BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,188.00 Homeowner's exemption	$479,500 (+0.48%) Land $62,800 Building $416,700	$479,500 (+0.48%) Land $62,800 Building $416,700
2025	$3,188.00 (+145.99%)
2023	$1,296.00 Homeowner's exemption	$477,200 Land $62,800 Building $414,400	$477,200 Land $62,800 Building $414,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

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