626 Elm Pl, Edmonds, WA 98020 Property Records

Snohomish County property record for 626 Elm Pl, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,863 sqft · built 1988
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Oct 2020)
Tax Bill	$8,160 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Oct 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`7364-000-014-00`

Property Details

APN / Parcel Number

Primary APN	`7364-000-014-00`
Alternative APNs	`007364-000-014-00` `73640000140009` `1187273`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,863 sqft Living Area
Gross Area	3,303 sqft
1st Floor Area	1,143 sqft
Basement Area	1,143 sqft
Finished Basement	1,143 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Sundeck
Deck Area	214 sqft
Patio Area	214 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1187273
Street Address	626 ELM PL
City	EDMONDS
State	WA
Zip	98020-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	ELM PLACE BLK 000 D-00 - LOT 14
Legal Section	25
Legal Subdivision	ELM PLACE
Legal Block	000 D
Legal Lot Number	14
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	3
Census Block	3004
Census Tract	50502

Owner

626 Elm Pl is owned and occupied by an individual who bought it in October 2020.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	626 ELM PL, EDMONDS, WA 98020-4646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2018	Deed of Trust, Mortgage · ARM UNITED WHOLESALE MORTGAGE
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage 1ST SECURITY BANK OF WASHINGTON
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Feb 19, 2019	Quit Claim Deed, Transfer OTHER
Apr 28, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Jun 13, 2013 · Amount on File
Deed Document Number	20201075
Prior Transfer Date	Jan 25, 2020
Prior Transfer Doc	0000300169
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	626 ELM PL, EDMONDS, WA 98020-4646
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000622
Date	Mar 19, 2018
Instrument	201803190622

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 29, 2020
Property Address	626 ELM PL, EDMONDS, WA 98020-4646
Document Number	0000001075
Map Reference	VOL 45 PG 285&286
Instrument Date	Oct 22, 2020
Instrument	202010291075
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,790.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 ELM PL, EDMONDS, WA 98020-4646

Mortgage

Document Number	0000001076
Date	Oct 29, 2020
Instrument	202010291076

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	626 ELM PL, EDMONDS, WA 98020-4646
Document Number	0000000269
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	626 ELM PL EDMONDS WA 980204646, EDMONDS, WA 98020-4646

Mortgage

Document Number	0000000269
Date	Jul 13, 2020
Instrument	202007130269

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Apr 2, 2020
Property Address	626 ELM PL, EDMONDS, WA 98020-4646
Document Number	0000000064
Instrument Date	Mar 18, 2020
Instrument	202004020064
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	262 ELM ST EDMONDS WA 98020, EDMONDS, WA 98020

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SNOHOMISH WA
Recording Date	Jan 30, 2020
Property Address	626 ELM PL, EDMONDS, WA 98020-4646
Document Number	0000000169
Map Reference	VOL 45 PG 285&286
Instrument Date	Jan 25, 2020
Instrument	202001300169
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 ELM PL, EDMONDS, WA 98020-4646

Mortgage

Document Number	0000000170
Date	Jan 30, 2020
Instrument	202001300170

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2040

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Feb 19, 2019
Property Address	626 ELM PL, EDMONDS, WA 98020-4646
Document Number	0000000133
Instrument Date	Jan 25, 2019
Instrument	201902190133
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	626 ELM PL EDMONDS WA 980204646, EDMONDS, WA 98020-4646

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	626 ELM PL, EDMONDS, WA 98020-4646
Document Number	0000000011
Instrument Date	Apr 28, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 ELM PL EDMONDS WA 980204646, EDMONDS, WA 98020-4646

Mortgage

Document Number	0000000011
Date	May 14, 2018
Instrument	201805140011

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 626 Elm Pl was $8,160, up 20.6% from the year before.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,160.00 (+20.64%)	$1,014,500 Land $634,000 Building $380,500	$1,014,500 Land $634,000 Building $380,500
2025	$6,764.00
2023	$7,191.00 (+21.51%)	$1,045,900 (+47.79%) Land $630,000 Building $415,900	$1,045,900 (+47.79%) Land $630,000 Building $415,900
2022	$5,918.00	$707,700 Land $350,000 Building $357,700	$707,700 Land $350,000 Building $357,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 626 Elm Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 626 Elm Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLYMPIC VIEW WATER & SEWER DISTRICT serves 17,784 people · EPA ID WA5363600
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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