626 E Windemere Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 626 E Windemere Ave, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,363 sqft · built 1949
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on File
Last Sale	$309,900 (Oct 2024)
Tax Bill	$4,369 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-03-379-007`

Property Details

APN / Parcel Number

Primary APN	`72-25-03-379-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	626 E WINDEMERE AVE
City	ROYAL OAK
State	MI
Zip	48073-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 3 OAK RUN SUB E 60 FT OF LOT 333
Legal Range	11E
Legal Township	01N
Legal Section	03
Legal Subdivision	OAK RUN SUB
Legal Lot Number	333
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	2
Census Block	2017
Census Tract	183100

Owner

626 E Windemere Ave is owned and occupied by two individuals who bought it in October 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24535 ELMHURST AVE, FARMINGTON HILLS, MI 48336-1929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANCE CATHOLIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on File
Deed Sale	Oct 7, 2024 · Amount on File
Prior Sale	Sep 15, 2022 · Amount on File
Deed Document Number	2024111996
Deed Book / Page	59695 / 877
Prior Transfer Date	Mar 11, 2002
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 15, 2022
Property Address	626 E WINDEMERE AVE, ROYAL OAK, MI 48073-5603
Document Number	0000444274
Book / Page	58113 / 400
Map Reference	LB 12 PG 15&16
Instrument Date	Aug 26, 2022
Instrument	444274
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 E WINDEMERE AVE, 626, ROYAL OAK, MI 48073-5603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E WINDEMERE AVE, ROYAL OAK, MI 48073-5603

Mortgage

Document Number	0000446697
Date	Sep 20, 2022
Book Page	58126/590
Instrument	446697

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 10, 2020
Property Address	626 E WINDEMERE AVE, ROYAL OAK, MI 48073-5603
Document Number	0000236718
Book / Page	55152 / 117
Map Reference	LB 12 PG 15&16
Instrument Date	Nov 6, 2020
Instrument	236718
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,042.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 E WINDEMERE AVE, 626, ROYAL OAK, MI 48073-5603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E WINDEMERE AVE, ROYAL OAK, MI 48073-5603

Mortgage

Document Number	0055152120
Date	Nov 10, 2020
Instrument	55152/120

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	626 E WINDEMERE AVE, ROYAL OAK, MI 48073-5603
Document Number	0000011819
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	626 E WINDEMERE AVE ROYAL OAK MI 480735603, ROYAL OAK, MI 48073-5603

Mortgage

Document Number	0000011819
Date	Jan 24, 2019
Book Page	052530/000436
Instrument	11819

Lender

Name	ALLIANCE CATHOLIC CU
Type	Credit Union
Address	TAYLOR, MI 48180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 23, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 626 E Windemere Ave was $4,369 with a homeowner's exemption, down 16.7% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,369.00 (-16.67%) Homeowner's exemption	$149,730	$299,460
2024	$5,243.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 626 E Windemere Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 E Windemere Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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