Scott County property record for 626 E Main St, Georgetown, KY 40324 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4 Baths |
| Square Footage | 6,064 sqft Living Area |
| Lot Size | 12,397 sqft (0.284 acres) |
| Last Sale | $399,900 (2021) |
| Tax Bill | $3,941.00 (2025) |
Source: Scott County records · APN 166-40-328.000
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3551 TODDS RD, LEXINGTON, KY 40509-9403 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Aug 09, 2021 | Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2021 · Amount on Record |
| Deed Sale | Aug 09, 2021 · Amount on Record |
| Deed Doc Number | 440266 |
| Deed Book / Page | D426 / 393 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 626 E MAIN ST, GEORGETOWN, KY 40324-1745 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS |
| Name | Verified Name |
|---|
| Document Number | 0M1816/169 |
|---|---|
| Date | Dec 23, 2024 |
| Book Page | M1816/169 |
| Instrument | 520081 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Prepayment Penalty | 00 Months |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 09, 2021 |
| Property Address | 626 E MAIN ST, GEORGETOWN, KY 40324-1745 |
| Document Number | 00D426/393 |
| Book / Page | D426 / 393 |
| Instrument Date | Aug 06, 2021 |
| Instrument | 440266 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 676 SEBREE RD, STAMPING GROUND, KY 40379-9730 |
| Name | Verified Name |
|---|---|
| Address | 626 E MAIN ST, GEORGETOWN, KY 40324-1745 |
| Document Number | 0000440267 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 440267 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | 3-Year CMT |
| Margin | 3 |
| Max Rate | 7.75% |
Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,941.00 (+6.34%) | $442,500 (+8.24%) | $442,500 (+8.24%) |
| 2023 | $3,706.00 (+6.83%) | $408,800 (+2.23%) Land $45,000 Building $363,800 | $408,800 (+2.23%) Land $45,000 Building $363,800 |
| 2022 | $3,469.00 | $399,900 Land $45,000 Building $354,900 | $399,900 Land $45,000 Building $354,900 |
Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Georgetown East Main Street Residential District listed 1978 · 41 contributing resources · NRIS 78001396 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 166-40-328.000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 6,064 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Exterior Material | Wood Exterior |
|---|---|
| Lot Area | 12,397 sqft (0.284 acres) |
| Heating System | HVAC Heating |
|---|
| Street Address | 626 E MAIN ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1745 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 51 |
| Jurisdiction | SCOTT KY |
| Minor Civil Division | GEORGETOWN |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 40209 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures