626 E 5th St, Duluth, MN 55805 Property Records

St. Louis County property record for 626 E 5th St, Duluth, MN 55805

Property Summary

Property Type	Apartments (5+ Units)
Details	5,422 sqft · built 1908
Lot Size	0.149 acres (6,500 sqft)
Owner	Company Name on Record
Last Sale	$239,000 (May 2006)
Tax Bill	$6,748 (2026)
Deeds & Mortgages	Oct 2024 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3830-17910`

Property Details

APN / Parcel Number

Primary APN	`010-3830-17910`
Alternative APN	`1089466`

Interior

Units	4 Units
Stories	2 Stories
Building Area	5,422 sqft Gross Area
1st Floor Area	2,711 sqft
Basement Area	2,711 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1975
Exterior Material	Brick
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	380 sqft
Porch	Slab
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1089466
Street Address	626 E 5TH ST
City	DULUTH
State	MN
Zip	55805-2027
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Description	LOTS 12 AND 13 SERIAL #
Legal Subdivision	PORTLAND DIVISION OF DULUTH
Legal Block	108
Legal Lot Number	12-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	1600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1324 E 4TH ST, B, DULUTH, MN 55805-2810
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2006 · Amount on Record
Deed Sale	May 9, 2006 · Amount on Record
Deed Document Number	20061017314
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	626 E 5TH ST, DULUTH, MN 55805-2027
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 E SUPERIOR ST, DULUTH, MN 55802-2208

Mortgage

Document Number	0001496610
Date	Oct 2, 2024
Instrument	1496610

Lender

Name	BELL BANK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2029

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	626 E 5TH ST, DULUTH, MN 55805-2027
Document Number	00A1381263
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 E SUPERIOR ST DULUTH MN 558022222, DULUTH, MN 55802-2222

Mortgage

Document Number	00A1381263
Date	Jun 2, 2020
Instrument	A1381263

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,748.00 (+12.13%)
2025	$6,018.00 (-1.02%)	$403,000 (+11.85%) Land $175,700 Building $227,300	$403,000 (+11.85%) Land $175,700 Building $227,300
2024	$6,080.00	$360,300 (+30.26%) Land $254,300 Building $106,000	$360,300 (+30.26%) Land $254,300 Building $106,000
2022		$276,600 Land $195,200 Building $81,400	$276,600 Land $195,200 Building $81,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,009 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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