626 Duncan Cir E, Auburndale, FL 33823 Property Records

Polk County property record for 626 Duncan Cir E, Auburndale, FL 33823

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 950 sqft · built 1975
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$188,000 (Aug 2022)
Tax Bill$1,896 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-28-09-321320-002090

Property Details

APN / Parcel Number

Primary APN25-28-09-321320-002090
Alternative APNs
  • 092825321320002090
  • 92825000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area950 sqft Living Area
1st Floor Area950 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialTile
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area209 sqft
CarportCarport
Carport Area209 sqft
PorchUnfinished Open Porch
Porch Area60 sqft
Utility Building110 sqft

Location & Zoning

Street Address626 DUNCAN CIR E
CityAUBURNDALE
StateFL
Zip33823-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionGROVE ESTATES SECOND ADDITION PB 63 PG 18 BLK 2 LOT 9
Legal Range25E
Legal Township28S
Legal Section09
Legal SubdivisionGROVE ESTATES 2ND ADDITION
Legal Tract321320
Legal Block2
Legal Lot Number9
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1003
Census Tract11604

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9479 EVANS RD, POLK CITY, FL 33868-6910
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 2, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
OBC ACQUISTIONS LLC
Feb 2, 2022Warranty Deed, Transfer
ALL ABOUT CLOSING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2022 · Amount on Record
Deed SaleAug 17, 2022 · Amount on Record
Prior SaleApr 6, 2006 · Amount on Record
Deed Document Number2022223191
Deed Book / Page12382 / 419
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 17, 2022
Property Address626 DUNCAN CIR E, AUBURNDALE, FL 33823-9713
Document Number0000223191
Book / Page12382 / 419
Map ReferenceMB 63 PG 18
Instrument DateAug 10, 2022
Instrument2022223191
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,316.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2408 BERKSHIRE CT, 2408, KISSIMMEE, FL 34746-5419

Transferred To (Grantee/Buyer)

NameVerified Name
Address9479 EVANS RD, POLK CITY, FL 33868-6910

Mortgage

Document Number0012382421
DateAug 17, 2022
Instrument12382/421
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 2, 2022
Property Address626 DUNCAN CIR E, AUBURNDALE, FL 33823-9713
Document Number0000029872
Book / Page12100 / 1119
Map ReferenceMB 63 PG 18
Instrument DateJan 19, 2022
Instrument2022029872
Transaction TypeTransfer
Record UpdatedFeb 17, 2022
Title CompanyALL ABOUT CLOSING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address124 LIGHTER LOG LN, 124, AUBURNDALE, FL 33823-9547

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 BERKSHIRE CT, KISSIMMEE, FL 34746-5419

Mortgage

Document Number0121001120
DateFeb 2, 2022
Instrument12100/1120
Lender
NameOBC ACQUISTIONS LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 2, 2022
Property Address626 DUNCAN CIR E, AUBURNDALE, FL 33823-9713
Document Number0000029871
Book / Page12100 / 1118
Map ReferenceMB 63 PG 18
Instrument DateDec 14, 2021
Instrument2022029871
Transaction TypeTransfer
Record UpdatedFeb 17, 2022
Title CompanyALL ABOUT CLOSING INC

Transaction

AmountAmount Recorded
Tax$409.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address454 PLYMOUTH RD, 454, AUBURNDALE, FL 33823-2416

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 LIGHTER LOG LN, AUBURNDALE, FL 33823-9547

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,896.00 (-22.68%)$146,702 (-2.7%) Land $16,000 Building $130,702$146,702 (-2.7%) Land $16,000 Building $130,702
2023$2,452.00 (+41%)$150,777 (+8.93%) Land $15,500 Building $135,277$150,777 (+8.93%) Land $15,500 Building $135,277
2022$1,739.00$138,412 Land $13,000 Building $125,412$138,412 Land $13,000 Building $125,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUBURNDALE
serves 35,239 people · EPA ID FL6530090
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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