626 Cortney Dr, Elko, NV 89801 Property Records

Elko County property record for 626 Cortney Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,804 sqft · built 2001
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,299 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-01C-039`

Property Details

APN / Parcel Number

Primary APN	`001-01C-039`
Alternative APN	`001-01C-032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	4 Stories
Building Area	1,804 sqft Living Area
Gross Area	2,806 sqft
Basement Area	508 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,106 sqft (0.232 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	626 CORTNEY DR
City	ELKO
State	NV
Zip	89801-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR1
Legal Description	HERITAGE ESTATES SUB UNIT 2 FILE 448574 LOCATED IN MDB&M FORMERLY A PORTION OF 001-01C-032
Legal Range	55E
Legal Township	34N
Legal Section	08
Legal Subdivision	HERITAGE ESTATES UNIT 2
Legal Block	A
Legal Lot Number	138
Legal Unit	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2023
Census Tract	950701

Owner

626 Cortney Dr is owned and occupied by two individuals who acquired it in March 2018.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	626 CORTNEY DR, ELKO, NV 89801-2440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Feb 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 8, 2018	Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018
Deed Sale	Mar 8, 2018
Deed Document Number	2018738021
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	0000738021
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	626 CORTNEY DR, ELKO, NV 89801-2440
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	SOLIDIFI TITLE AGENCY LIMITED, SOLIDIFI TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 CORTNEY DR, ELKO, NV 89801-2440

Mortgage

Document Number	0000862738
Date	Mar 27, 2026
Instrument	862738

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Feb 10, 2020
Property Address	626 CORTNEY DR, ELKO, NV 89801-2440
Document Number	0000765123
Instrument Date	Jul 12, 2019
Instrument	765123
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2351 WILDWOOD WAY ELKO NV 898014945, ELKO, NV 89801-4945

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Mar 8, 2018
Property Address	626 CORTNEY DR, ELKO, NV 89801-2440
Document Number	0000738021
Map Reference	FILE448574
Instrument Date	Mar 1, 2018
Instrument	738021
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	626 CORTNEY DR, ELKO, NV 89801-2440

Mortgage

Document Number	0000738022
Date	Mar 8, 2018
Instrument	738022

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 626 Cortney Dr was $3,299, up 5.4% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,299.00 (+5.43%)	$98,131 (+1.87%) Land $25,375 Building $72,756	$280,374 (+1.87%) Land $72,500 Building $207,874
2025	$3,129.00 (+5.75%)	$96,329 Land $21,700 Building $74,629	$275,226 Land $62,000 Building $213,226
2024	$2,959.00 (+9.8%)
2023	$2,695.00 (+3.02%)	$86,925 (+14.25%) Land $15,750 Building $71,175	$248,357 (+14.25%) Land $45,000 Building $203,357
2022	$2,616.00	$76,081 Land $15,750 Building $60,331	$217,374 Land $45,000 Building $172,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 626 Cortney Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Cortney Dr is extreme, ranking above 98.7% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.7% of the US · above 95% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.

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