Monroe County property record for 626 Cooper St, Monroe, MI 48161
| Property Type | Vehicle Sales & Rentals |
|---|---|
| Details | 11,875 sqft · built 1973 |
| Lot Size | 0.713 acres (31,058 sqft) |
| Owner | Company Name on Record |
| Last Sale | $377,000 (Jul 2017) |
| Tax Bill | $6,088 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-19-00848-000 |
| Primary APN | 55-19-00848-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 11,875 sqft Total Area |
| 1st Floor Area | 11,875 sqft |
| Upper Floors Area | 2,800 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Material | Wood Shingle |
| Lot Area | 31,058 sqft (0.713 acres) |
| Lot Dimensions | 171 ft deep x 180 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 626 COOPER ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-7701 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Vehicle Sales & Rentals |
| Local Zoning Code | R-1A |
| Legal Description | WATERLOO HEIGHTS PT OF LOTS 83; 84; 85; 97; 98; 99 AND 100 OF DESCRIBED AS COMM AT SE COR OF LOT 97; TH N 64D 50M 00S W |
| Legal Subdivision | WATERLOO HEIGHTS |
| Legal Lot Number | 83,97 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 832100 |
Source: Monroe County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2807 GOSHEN RD, FORT WAYNE, IN 46808-1446 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on Record |
| Deed Sale | Jul 7, 2017 · Amount on Record |
| Deed Document Number | 201714139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 626 COOPER ST, MONROE, MI 48161-7701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001239 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 2019R01239 |
| Name | FIRST MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Jan 18, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,400 (+18.29%) | $498,800 (+18.29%) | |
| 2025 | $6,088.00 (-50.88%) | ||
| 2023 | $12,394.00 | $210,840 | $421,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Mercury Fiber, Spectrum.
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