626 Cockrum Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 626 Cockrum Rd, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,899 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Apr 2021)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Apr 2021 Sale Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029089 02303`

Property Details

APN / Parcel Number

Primary APN	`029089 02303`
Alternative APN	`089 02303`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,899 sqft Living Area
1st Floor Area	1,899 sqft
Basement Area	1,209 sqft
Unfinished Basement	1,209 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	234 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	626 COCKRUM RD
City	RUTLEDGE
State	TN
Zip	37861-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07 DEBRA LYNN MARSHALL AS RM 303-765, COUNTY AREA: G01
Legal Subdivision	SAMUEL P MOYERS
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	2
Census Block	2024
Census Tract	500302

Owner

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	626 COCKRUM RD, RUTLEDGE, TN 37861-4530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer COLONIAL TITLE GROUP INC
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Apr 23, 2015 · Amount on Record
Deed Document Number	21000976
Deed Book / Page	393 / 78
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Apr 1, 2021
Property Address	626 COCKRUM RD, RUTLEDGE, TN 37861-4554
Document Number	976
Book / Page	393 / 78
Instrument Date	Mar 29, 2021
Instrument	21000976
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	COLONIAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$1,461.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 COCKRUM RD, RUTLEDGE, TN 37861-4554

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	626 COCKRUM RD, RUTLEDGE, TN 37861-4554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001040
Date	Apr 27, 2018
Book Page	368/1104
Instrument	18001040

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	626 COCKRUM RD, RUTLEDGE, TN 37861-4554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009970
Date	Aug 27, 2020
Book Page	387/806
Instrument	20009970

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00	$72,575 (-) Land $16,900 Building $55,675
2024	$1,706.00	$72,575 (-) Land $16,900 Building $55,675
2023	$1,706.00 (+2.34%)	$72,575 (-) Land $16,900 Building $55,675
2022	$1,667.00	$72,575 Land $16,900 Building $55,675
2021			$290,300 Land $67,600 Building $222,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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