Charleston County property record for 626 Cloudbreak Ct, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,878 sqft · built 2012 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,001 (May 2015) |
| Tax Bill | $2,797 (2024) |
| Deeds & Mortgages | Jan 2022 Line of Credit May 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 343-16-00-088 |
| Primary APN | 343-16-00-088 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,878 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Upper Floors Area | 1,364 sqft |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 110 sqft |
| Patio Area | 110 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Heat Pump |
| Street Address | 626 CLOUDBREAK CT |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-2763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -WOODLAND ACRES DESCRIPTION -LOT 20 |
| Legal Subdivision | WOODLAND ACRES |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1901 |
Source: Charleston County records · APN 343-16-00-088
Assessment roll updated September 13, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 626 CLOUDBREAK CT, CHARLESTON, SC 29412-2763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| May 29, 2019 | Deed of Trust, Mortgage · Line of Credit CRESCOM BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2015 · Amount on Record |
| Deed Sale | May 01, 2015 · Amount on Record |
| Prior Sale | Dec 28, 2012 · Amount on Record |
| Deed Document Number | 0000472999 |
| Deed Book / Page | 0472 / 999 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 626 CLOUDBREAK CT, CHARLESTON, SC 29412-2763 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0010680912 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 1068/912 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Nov 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 626 CLOUDBREAK CT, CHARLESTON, SC 29412-2763 |
| Document Number | 0801/0435 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 626 CLOUDBREAK CT CHARLESTON SC 294122763, CHARLESTON, SC 29412-2763 |
| Document Number | 0801/0435 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 000801/000435 |
| Name | CRESCOM BK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, NC 27889 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,797.00 (+7.41%) | $20,920 (-) | |
| 2022 | $2,604.00 | $20,920 | $523,100 (-) Land $99,600 Building $423,500 |
| 2020 | $523,100 Land $99,600 Building $423,500 |
Source: FEMA National Flood Hazard Layer as of September 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 301 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 301 in force |
| Nearby Flood Claims | 67 (1989–2024) |
| Claims Outside the SFHA | 10 of 67 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · above 73% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 262 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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