626 Circle Dr, Florence, CO 81226 Property Records

Fremont County property record for 626 Circle Dr, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1993
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone AH (high risk)
APN	`R021497`

Property Details

APN / Parcel Number

Primary APN	`R021497`
Alternative APN	`61011652`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modular
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	40 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R021497
Street Address	626 CIRCLE DR
City	FLORENCE
State	CO
Zip	81226-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 & 11 MOUNTAIN VIEW SUB REAL PROPERTY AFFIDAVIT RECORDED 12/16/2014 NO TITLE FOUND
Legal Subdivision	MOUNTAIN VIEW SUB
Legal Lot Number	10,11
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1032
Census Tract	978200

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 CIRCLE DR, FLORENCE, CO 81226-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit ENT CU
Apr 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 16, 2020
Transfer Doc	0000984859
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Feb 6, 2023
Property Address	626 CIRCLE DR, FLORENCE, CO 81226-1248
Document Number	0001024374
Instrument Date	Feb 3, 2023
Instrument	1024374
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	626 CIRCLE DR, FLORENCE, CO 81226-1248

Mortgage

Document Number	0001024375
Date	Feb 6, 2023
Instrument	1024375

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	0001024376
Date	Feb 6, 2023
Instrument	1024376

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	626 CIRCLE DR, FLORENCE, CO 81226-1248
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001014083
Date	Mar 21, 2022
Instrument	1014083

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREMONT CO
Recording Date	Apr 27, 2020
Property Address	626 CIRCLE DR, FLORENCE, CO 81226-1248
Document Number	0000984859
Instrument Date	Apr 16, 2020
Instrument	984859
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	626 CIRCLE DR, FLORENCE, CO 81226-1248

Mortgage

Document Number	0000984860
Date	Apr 27, 2020
Instrument	984860

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,100.00 (+17.52%)	$13,881 (-10.07%)	$222,089 (-3.6%)
2024	$936.00 (+1.63%)	$15,435 (+31.36%)
2023	$921.00 (+15.56%)	$11,750 (+16.48%)	$230,381 (+58.71%)
2022	$797.00	$10,088	$145,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2015–2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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