626 Cielo Rio Dr, Pipe Creek, TX 78063 Property Records

Bandera County property record for 626 Cielo Rio Dr, Pipe Creek, TX 78063

Property Summary

Property Type	Single Family Home
Details	2,264 sqft · built 2023
Lot Size	2.63 acres (114,563 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,050 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18801-00002-0080`

Property Details

APN / Parcel Number

Primary APN	`18801-00002-0080`
Alternative APN	`178006`

Interior

Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	2,264 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	114,563 sqft (2.63 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	18801-00002-0080
Street Address	626 CIELO RIO DR
City	PIPE CREEK
State	TX
Zip	78063-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIELO RIO RANCH 1 BLK B LT 8 2.63 ACRES
Legal Subdivision	CIELO RIO RANCH 1
Legal Tract	18801
Legal Block	B
Legal Lot Number	8
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	3
Census Block	3000
Census Tract	101

Owner

Source: Bandera County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	626 CIELO RIO DR, PIPE CREEK, TX 78063-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Oct 19, 2021	Warranty Deed, Transfer CAPITAL TITLE TEXAS LLC, CAPITAL TTILE OF TEXAS
Jun 13, 2019	Vendor's Lien, Transfer · Conventional Mortgage SECURITY SERVICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021
Deed Sale	Dec 9, 2021
Prior Sale	Oct 19, 2021
Deed Document Number	2021248071
Deed Book / Page	1246 / 170
Prior Transfer Date	Jun 12, 2019
Prior Transfer Doc	001145/142
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	626 CIELO RIO DR, PIPE CREEK, TX 78063
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	BANDERA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11135 CEDAR PARK, SAN ANTONIO, TX 78249-4294

Mortgage

Document Number	001312/739
Date	May 31, 2023
Book Page	1312/739
Instrument	259076

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANDERA TX
Recording Date	Oct 19, 2021
Property Address	626 CIELO RIO DR, PIPE CREEK, TX 78063
Document Number	001246/170
Book / Page	1246 / 170
Map Reference	VOL 6 PG 335-340
Instrument Date	Oct 1, 2021
Instrument	248071
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TTILE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7518 ACORN BEND DR, SAN ANTONIO, TX 78250-6029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11135 CEDAR PARK, SAN ANTONIO, TX 78249-4294

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Jun 13, 2019
Property Address	626 CIELO RIO DR, PIPE CREEK, TX 78063
Document Number	001145/142
Book / Page	1145 / 142
Map Reference	VOL 6 PG 335-340
Instrument Date	Jun 12, 2019
Instrument	231758
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7518 ACORN BEND DR, SAN ANTONIO, TX 78250-6029

Mortgage

Document Number	0000231759
Date	Jun 13, 2019
Instrument	231759

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,050.00 (-0.22%) Homeowner's exemption Senior Citizen's exemption	$598,940 (+444.14%) Land $117,570 Building $481,370	$598,940 (+444.14%) Land $117,570 Building $481,370
2024	$8,068.00 (+483.79%)
2023	$1,382.00	$110,070 Land $110,070	$110,070 Land $110,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CIELO RIO RANCH WATER SYSTEM private · serves 165 people · EPA ID TX0100091
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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