626 Charter Dr, Longs, SC 29568 Property Records

Horry County property record for 626 Charter Dr, Longs, SC 29568

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$96,900 (Feb 1997)
Tax Bill	$567 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-05-02-0001`

Property Details

APN / Parcel Number

Primary APN	`304-05-02-0001`
Alternative APN	`1172201012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area

Exterior

Year Built	Built 1996
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	342 sqft
Porch	Open Porch
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1172201012
Street Address	626 CHARTER DR
City	LONGS
State	SC
Zip	29568-8896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7P
Legal Description	COLONIAL GLEN PH I; LOT 13
Legal Subdivision	COLONIAL GLEN PH I
Legal Lot Number	13
Jurisdiction	HORRY SC
Township / Civil Division	LITTLE RIVER
Census Block Group	1
Census Block	1020
Census Tract	40101

Owner

626 Charter Dr is owned and occupied by two individuals who bought it in February 1997.

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	626 CHARTER DR, LONGS, SC 29568-8896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV
Jun 12, 2019	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 1997 · Amount on File
Deed Sale	Feb 14, 1997 · Amount on File
Deed Document Number	0001922284
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	626 CHARTER DR, LONGS, SC 29568-8896
Document Number	6101/1289
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 CHARTER DR LONGS SC 295688896, LONGS, SC 29568-8896

Mortgage

Document Number	6101/1289
Date	Jun 19, 2019
Book Page	006101/001289

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Amount	Amount on Record
Term	900 Months
Due	Jun 18, 2094

Interest

Rate Type	Adjustable Rate
Rate	5.58%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	626 CHARTER DR, LONGS, SC 29568-8896
Document Number	6101/1272
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 CHARTER DR LONGS SC 295688896, LONGS, SC 29568-8896

Mortgage

Document Number	6101/1272
Date	Jun 19, 2019
Book Page	006101/001272

Lender

Name	AMERICAN ADVISORS

Agreement

Amount	Amount on Record
Term	900 Months
Due	Jun 18, 2094

Tax Assessment & Valuation

The 2025 property tax bill for 626 Charter Dr was $567.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$567.00
2024	$567.00 (+11.83%)	$9,876 (+57.74%) Land $3,419 Building $6,457	$246,885 (+57.72%) Land $85,464 Building $161,421
2023	$507.00	$6,261 Land $1,553 Building $4,708	$156,530 Land $38,830 Building $117,700
2021	$492.00	$6,261 Land $1,553 Building $4,708	$156,530 Land $38,830 Building $117,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 626 Charter Dr in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 277 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	35 (1999–2018)
Claims Outside the SFHA	23 of 35
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims Hurricane Matthew, Oct 2016 · 8 claims Severe Storms And Flooding, Oct 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Charter Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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