Cleveland County property record for 626 Charles Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,368 sqft · built 1953 |
| Lot Size | 0.478 acres (20,826 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,545 (2026) |
| Deeds & Mortgages | Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21641 |
| Primary APN | 21641 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,368 sqft Finished Area |
| Basement Area | 1,368 sqft |
| Unfinished Basement | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 20,826 sqft (0.478 acres) |
| Lot Dimensions | 178 ft deep x 117 ft wide |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 182 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1321006 |
|---|---|
| Street Address | 626 CHARLES RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-6316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT CHARLES RD |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 951200 |
626 Charles Rd is owned and occupied by two individuals who acquired it in August 2018.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 626 CHARLES RD, SHELBY, NC 28152-6316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 13, 2018 |
| Transfer Doc | 0017732214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 13, 2018 |
| Property Address | 626 CHARLES RD, SHELBY, NC 28152-6316 |
| Document Number | 0017732214 |
| Book / Page | 001773 / 002214 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 16856 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 606 YORK RD KINGS MOUNTAIN NC 280863642, KINGS MOUNTAIN, NC 28086-3642 |
The 2026 property tax bill for 626 Charles Rd was $1,545, up 2.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,545.00 (+2.86%) | $151,013 (-) Land $22,744 Building $128,269 | $151,013 (-) Land $22,744 Building $128,269 |
| 2025 | $1,502.00 | $151,013 Land $22,744 Building $128,269 | $151,013 Land $22,744 Building $128,269 |
| 2023 | $88,579 Land $17,058 Building $71,521 | $88,579 Land $17,058 Building $71,521 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 626 Charles Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1992–2003) |
| Most Recent Claim | Apr 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 626 Charles Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Ripple Fiber.
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