626 Cedar Hill Rd, Flora, MS 39071 Property Records

Madison County property record for 626 Cedar Hill Rd, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,631 sqft · built 2008
Lot Size	5.68 acres (247,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,600 (Jul 2021)
Tax Bill	$4,553 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081D-19-005/04`

Property Details

APN / Parcel Number

Primary APN	`081D-19-005/04`
Alternative APNs	`081D-19-005/04.00` `20679`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	4,631 sqft Adjusted Area
Gross Area	3,101 sqft
1st Floor Area	3,101 sqft
2nd Floor Area	620 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	247,421 sqft (5.68 acres)
Deck Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	20679
Street Address	626 CEDAR HILL RD
City	FLORA
State	MS
Zip	39071-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	5.68 AC OUT OF THE E1/2 NE1/4
Legal Range	01E
Legal Township	08N
Legal Section	19
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3030
Census Tract	30402

Owner

Source: Madison County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	626 CEDAR HILL RD, FLORA, MS 39071-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Jun 8, 2016
Deed Document Number	2021930694
Deed Book / Page	4064 / 879
Prior Transfer Date	Dec 30, 2015
Prior Transfer Doc	0000775498
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 7, 2021
Property Address	626 CEDAR HILL RD, FLORA, MS 39071-9518
Document Number	4064/879
Book / Page	4064 / 879
Instrument Date	Jun 24, 2021
Instrument	930694
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12602 COFFEE TREE PL, 12602, JEFFERSONTOWN, KY 40299-8338

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 CEDAR HILL RD, FLORA, MS 39071-9518

Mortgage

Document Number	930695
Date	Jul 7, 2021
Instrument	930695

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jul 11, 2028
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.35%
Index	1-Year LIBOR
Max Rate	7.35%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,553.00 (+4.24%) Homeowner's exemption	$46,537 (+0.02%)	$464,880 (+0.02%) Land $80,960 Building $383,920
2024	$4,368.00 (+8.87%)
2023	$4,012.00 Homeowner's exemption	$46,527	$464,780 Land $80,970 Building $383,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	404 / 231