626 Cantara Ln, Vista, CA 92081 Property Records

San Diego County property record for 626 Cantara Ln, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,630 sqft · built 1992
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$849,000 (Sep 2020)
Tax Bill	$10,382 (2025)
Deeds & Mortgages	Nov 2020 Transfer Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166-521-12-00`

Property Details

APN / Parcel Number

Primary APN	`166-521-12-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,630 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	626 CANTARA LN
City	VISTA
State	CA
Zip	92081-6355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 33 TR 012583
Legal Subdivision	VISTA 89-04 PH 1
Legal Tract	012583
Legal Block	1
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1017
Census Tract	19701

Owner

626 Cantara Ln is owned by a company that acquired it in October 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	626 CANTARA LN, VISTA, CA 92081-6355
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Sep 29, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Sep 27, 1991 · Amount on File
Deed Document Number	2020583185
Last Transfer Date	Oct 15, 2020
Transfer Doc	0000731394
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2020
Property Address	626 CANTARA LN, VISTA, CA 92081-6355
Document Number	0000731394
Instrument Date	Oct 15, 2020
Instrument	731394
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	626 CANTARA LN VISTA CA 920816355, VISTA, CA 92081-6355

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2020
Property Address	626 CANTARA LN, VISTA, CA 92081-6355
Document Number	0000583185
Map Reference	MAP 12583
Instrument Date	Aug 31, 2020
Instrument	2020-0583185
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 CANTARA LN, VISTA, CA 92081-6355

Mortgage

Document Number	0000583186
Date	Sep 29, 2020
Instrument	2020-0583186

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	626 CANTARA LN, VISTA, CA 92081-6355
Document Number	0000082166
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	626 CANTARA LN VISTA CA 920816355, VISTA, CA 92081-6355

Mortgage

Document Number	0000082166
Date	Mar 2, 2018
Instrument	82166

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 626 Cantara Ln was $10,382 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$937,358 (+2%) Land $322,772 Building $614,586
2025	$10,382.00 Homeowner's exemption	$918,980 Land $316,444 Building $602,536
2023	$9,555.00 (-6.67%) Homeowner's exemption	$883,297 Land $304,157 Building $579,140
2022	$10,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 626 Cantara Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Cantara Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Cantara Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures