Rock County property record for 626 Bluff St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,912 sqft · built 1860 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,345 (2025) |
| Deeds & Mortgages | Mar 2009 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13561060 |
| Primary APN | 206 13561060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,912 sqft Living Area |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Duplex Single |
| Lot Area | 8,799 sqft (0.202 acres) |
| Account Number | 206 13561060 |
|---|---|
| Street Address | 626 BLUFF ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-6104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 1 CSM #840252 V 5 PAGES 185 & 186 |
| Legal Lot Number | 1 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1600 |
626 Bluff St, a single family home, is owned by an individual.
Source: Rock County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1317, BELOIT, WI 53512-1317 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 626 BLUFF ST, BELOIT, WI 53511-6104 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001857794 |
|---|---|
| Date | Mar 30, 2009 |
| Instrument | 1857794 |
| Name | GATEWAY COMMUNITY FCU |
|---|---|
| Address | ROSCOE, IL 61073 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 626 Bluff St was $3,345.
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,345.00 | $202,900 Land $13,000 Building $189,900 | $222,800 |
| 2023 | $2,405.00 | $152,000 Land $12,800 Building $139,200 | $172,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 626 Bluff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 626 Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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