626 Benton St, Monroe, NC 28110 Property Records

Union County property record for 626 Benton St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,063 sqft · built 1930
Lot Size	0.323 acres (14,070 sqft)
Owner	2 Individual Names on File
Last Sale	$510 (Apr 2022)
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-267-094`

Property Details

APN / Parcel Number

Primary APN	`09-267-094`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	1,823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,070 sqft (0.323 acres)
Porch	Slab
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	626 BENTON ST
City	MONROE
State	NC
Zip	28110-2418
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#2 KDM, INC; 6539-527
Legal Subdivision	KDM INC
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3032
Census Tract	20406

Owner

626 Benton St, a rural home, is owned and occupied by two individuals who bought it in April 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	626 BENTON ST, MONROE, NC 28110-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 9, 2017	Quit Claim Deed, Mortgage · Conventional with PMI FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Sep 30, 2015 · Amount on File
Deed Document Number	202214811
Deed Book / Page	8459 / 449
Prior Transfer Date	Apr 4, 2014
Prior Transfer Doc	6205211
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 21, 2022
Property Address	626 BENTON ST, MONROE, NC 28110-2418
Document Number	0008459449
Book / Page	8459 / 449
Map Reference	MB 383 PG 798
Instrument Date	Apr 21, 2022
Instrument	14811
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 WHITE OAK LN, 404, STALLINGS, NC 28104-4304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 BENTON ST, MONROE, NC 28110-2418

Mortgage

Document Number	0000014812
Date	Apr 21, 2022
Instrument	14812

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 9, 2017
Property Address	626 BENTON ST, MONROE, NC 28110-2418
Document Number	6874224
Book / Page	006874 / 000224
Instrument Date	Feb 7, 2017
Instrument	3728
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 WHITE OAK LN MATTHEWS NC 281044304, MATTHEWS, NC 28104-4304

Mortgage

Document Number	6874227
Date	Feb 9, 2017
Book Page	006874/000227
Instrument	3729

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 626 Benton St was $2,000.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,800 (-) Land $32,300 Building $196,500	$228,800 (-) Land $32,300 Building $196,500
2025	$2,000.00	$228,800 Land $32,300 Building $196,500	$228,800 Land $32,300 Building $196,500
2023	$1,973.00	$181,000 Land $18,000 Building $163,000	$181,000 Land $18,000 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 626 Benton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Benton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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