Harris County property record for 626 Aldersgate Ct, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,122 sqft · built 1973 |
| Lot Size | 0.179 acres (7,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $498,550 (Nov 2023) |
| Tax Bill | $6,383 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-662-000-0031 |
| Primary APN | 105-662-000-0031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,122 sqft Living Area |
| 1st Floor Area | 1,735 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,810 sqft (0.179 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1056620000031 |
|---|---|
| Street Address | 626 ALDERSGATE CT |
| City | KATY |
| State | TX |
| Zip | 77450-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 31 BLK 3 NOTTINGHAM COUNTRY SEC 1 R/P |
| Legal Subdivision | NOTTINGHAM COUNTRY SEC 1 R/P |
| Legal Block | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 454600 |
626 Aldersgate Ct is owned and occupied by two individuals who bought it in November 2023.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 626 ALDERSGATE CT, KATY, TX 77450-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Feb 12, 2018 | Deed of Trust, Mortgage ENCOMPASS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on File |
| Deed Sale | Nov 16, 2023 · Amount on File |
| Prior Sale | Aug 31, 2004 · Amount on File |
| Deed Document Number | 2023437556 |
| Prior Transfer Date | Oct 14, 1994 |
| Prior Transfer Doc | 0000119432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 626 ALDERSGATE CT, KATY, TX 77450-2201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Title Company | TEXAS AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4671 MERWIN ST, HOUSTON, TX 77027-6717 |
| Document Number | 0000437557 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023-437557 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Dec 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.7% |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 626 ALDERSGATE CT, KATY, TX 77450-2201 |
| Document Number | 0000066048 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | FRONTIER TITLE COMPANY-WH LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 626 ALDERSGATE CT KATY TX 774502201, KATY, TX 77450-2201 |
| Document Number | 0000066048 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 66048 |
| Name | ENCOMPASS LNDG |
|---|---|
| Address | KATY, TX 77494 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 15, 2048 |
The 2025 property tax bill for 626 Aldersgate Ct was $6,383 with a homeowner's exemption, up 6.8% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,734 (-1.61%) Land $103,544 Building $287,190 | $390,734 (-1.61%) Land $103,544 Building $287,190 | |
| 2025 | $6,383.00 (+6.77%) Homeowner's exemption | $397,147 Land $103,544 Building $293,603 | $397,147 Land $103,544 Building $293,603 |
| 2024 | $5,978.00 | ||
| 2023 | $387,540 Land $103,544 Building $283,996 | $387,540 Land $103,544 Building $283,996 | |
| 2022 | $4,446.00 | ||
| 2020 | $6,123.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 626 Aldersgate Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 12 (2009–2021) |
| Claims Outside the SFHA | 12 of 12 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 626 Aldersgate Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASON CREEK UTILITY DISTRICT serves 8,900 people · EPA ID TX1010379 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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