626 Alder Ct, Banning, CA 92220 Property Records

Riverside County property record for 626 Alder Ct, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,584 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$176,000 (Jan 2012)
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`537-271-020`

Property Details

APN / Parcel Number

Primary APN	`537-271-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,584 sqft Living Area
Gross Area	3,090 sqft
1st Floor Area	2,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	626 ALDER CT
City	BANNING
State	CA
Zip	92220-1291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.23 ACRES M/L IN LOT 24 MB 388/025 TR 32109
Legal Subdivision	TRACT NO 32109
Legal Tract	32109
Legal Lot Number	24
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	3
Census Block	3005
Census Tract	44103

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	626 ALDER CT, BANNING, CA 92220-1291
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 22, 2023	Intrafamily Transfer, Transfer
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2012 · Amount on Record
Deed Sale	Jan 9, 2012 · Amount on Record
Prior Sale	Jul 5, 2011 · Amount on Record
Deed Document Number	20127634
Last Transfer Date	Sep 9, 2023
Transfer Doc	0000280909
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	626 ALDER CT, BANNING, CA 92220-1291
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 ALDER CT, BANNING, CA 92220-1291

Mortgage

Document Number	0000368258
Date	Dec 12, 2023
Instrument	2023-0368258

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 22, 2023
Property Address	626 ALDER CT, BANNING, CA 92220-1291
Document Number	0000280909
Instrument Date	Sep 9, 2023
Instrument	2023-0280909
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	626 ALDER CT, BANNING, CA 92220-1291

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	626 ALDER CT, BANNING, CA 92220-1291
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 ALDER CT, BANNING, CA 92220-1291

Mortgage

Document Number	0000086447
Date	Feb 22, 2022
Instrument	2022-0086447

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	626 ALDER CT, BANNING, CA 92220-1291
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 ALDER CT, BANNING, CA 92220-1291

Mortgage

Document Number	0000669071
Date	Nov 10, 2021
Instrument	2021-0669071

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,193 (+2%) Land $38,427 Building $185,766
2025	$3,197.00 (+2.08%)	$219,798 (+4.04%) Land $37,674 Building $182,124
2023	$3,132.00 (+2.02%)	$211,264 Land $36,212 Building $175,052
2022	$3,070.00
2021			$399,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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