626 8th St, Ramona, CA 92065 Property Records

San Diego County property record for 626 8th St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1977
Lot Size	0.249 acres (10,858 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Jun 2023)
Tax Bill	$8,342 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284-192-19-00`

Property Details

APN / Parcel Number

Primary APN	`284-192-19-00`
Alternative APN	`2841921800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,446 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	10,858 sqft (0.249 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2841921800
Street Address	626 8TH ST
City	RAMONA
State	CA
Zip	92065-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 106 LOT 11 SWLY 10 FT LOT 12&ALL OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	106
Legal Lot Number	11,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3026
Census Tract	20813

Owner

626 8th St is owned and occupied by two individuals who bought it in June 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	626 8TH ST, RAMONA, CA 92065-2317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2019	Grant Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	2023146065
Prior Transfer Date	Aug 1, 2016
Prior Transfer Doc	0000390471
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2023
Property Address	626 8TH ST, RAMONA, CA 92065-2317
Document Number	0000146065
Map Reference	MAP 643
Instrument Date	May 26, 2023
Instrument	2023-0146065
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5430 BALTIMORE DR UNIT 78, 78, LA MESA, CA 91942-5007

Mortgage

Document Number	0000146066
Date	Jun 5, 2023
Instrument	2023-0146066

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	626 8TH ST, RAMONA, CA 92065-2317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 8TH ST, RAMONA, CA 92065-2317

Mortgage

Document Number	0000583835
Date	Sep 30, 2020
Instrument	2020-0583835

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2019
Property Address	626 8TH ST, RAMONA, CA 92065-2317
Document Number	0000113693
Instrument Date	Feb 27, 2019
Instrument	113693
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 8TH ST RAMONA CA 920652317, RAMONA, CA 92065-2317

Mortgage

Document Number	113694
Date	Mar 29, 2019
Instrument	113694

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 626 8th St was $8,342 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$711,007 (+2%) Land $418,920 Building $292,087
2025	$8,342.00 Homeowner's exemption	$697,066 Land $410,706 Building $286,360
2023	$5,943.00 (-1.87%)	$482,487 Land $284,277 Building $198,210
2022	$6,056.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 626 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 8th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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