626 7th Ave, Saint Thomas, ND 58276 Property Records

Pembina County property record for 626 7th Ave, Saint Thomas, ND 58276

Property Summary

Property Type	Single Family Home
Lot Size	0.481 acres (20,952 sqft)
Owner	Individual Name on Record
Tax Bill	$838 (2023)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`34-2490000`

Property Details

APN / Parcel Number

Primary APN	`34-2490000`

Exterior

Lot Area	20,952 sqft (0.481 acres)

Location & Zoning

Street Address	626 7TH AVE
City	SAINT THOMAS
State	ND
Zip	58276-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7-12, BLK 53 CITY OF ST THOMAS
Legal Subdivision	CITY OF ST THOMAS
Legal Block	53
Legal Lot Number	7-12
Jurisdiction	PEMBINA ND
Township / Civil Division	ST. THOMAS
Census Block Group	1
Census Block	1366
Census Tract	950500

Owner

Source: Pembina County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 7TH AVE, SAINT THOMAS, ND 58276-4411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jan 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 27, 2021
Transfer Doc	0000257991
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEMBINA ND
Recording Date	May 5, 2026
Property Address	626 7TH AVE, SAINT THOMAS, ND 58276-4411
Document Number	0000266980
Instrument Date	Mar 3, 2026
Instrument	2026266980
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	626 7TH AVE, SAINT THOMAS, ND 58276-4411

Mortgage

Document Number	0000266980,
Date	May 5, 2026
Instrument	2026266980

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PEMBINA ND
Recording Date	Jan 28, 2021
Property Address	626 7TH AVE, SAINT THOMAS, ND 58276-4411
Document Number	0000257991
Instrument Date	Jan 27, 2021
Instrument	257991
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 44, SAINT THOMAS, ND 58276-0044

Tax Assessment & Valuation

Source: Pembina County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Pembina County
Municipality	St. Thomas City
Unified School District	Grafton Public School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,941 (+3.96%) Land $3,032 Building $37,909	$81,883 (+3.97%) Land $6,065 Building $75,818
2023	$838.00	$39,380 Land $2,916 Building $36,464	$78,760 Land $5,833 Building $72,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	69 (1978–2019)
Claims Outside the SFHA	6 of 69
Most Recent Claim	Apr 2019 · Flooding
Claims by Event	Severe Storms And Flooding, Apr 2009 · 6 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 33 claims Severe Storms,flooding, & Ice Jams, May 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST THOMAS serves 331 people · EPA ID ND3400856
Water Source	Purchased groundwater from NORTHEAST RWD- NORTH VALLEY BRANCH
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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