Polk County property record for 626 44th St, Des Moines, IA 50312
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,862 sqft · built 1911 |
| Lot Size | 0.43 acres (18,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,500 (Oct 2004) |
| Tax Bill | $11,608 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090/02340-000-000 |
| Primary APN | 090/02340-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,862 sqft Living Area |
| Gross Area | 4,904 sqft |
| 1st Floor Area | 1,275 sqft |
| Upper Floors Area | 1,267 sqft |
| Basement Area | 1,307 sqft |
| Finished Basement | 320 sqft |
| Unfinished Basement | 987 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,750 sqft (0.43 acres) |
| Lot Dimensions | 250 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 684 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 76 sqft |
| Deck Area | 754 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Steam |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 626 44TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50312-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK F GIL-MAR PARK |
| Legal Subdivision | GIL MAR PARK |
| Legal Block | F |
| Legal Lot Number | 5 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 3002 |
626 44th St is owned and occupied by an individual who acquired it in March 2011.
Source: Polk County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 626 44TH ST, DES MOINES, IA 50312-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY BANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2004 · Amount on File |
| Deed Sale | Oct 28, 2004 · Amount on File |
| Deed Document Number | 20042005-00040663 |
| Deed Book / Page | 10795 / 867 |
| Last Transfer Date | Mar 4, 2011 |
| Transfer Doc | 0000070199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 30, 2026 |
| Property Address | 626 44TH ST, DES MOINES, IA 50312-2302 |
| Document Number | 0000047078 |
| Book / Page | 20610 / 303 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202647078 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 626 44TH ST, DES MOINES, IA 50312-2302 |
| Document Number | 0000047078, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 20610/303 |
| Instrument | 202647078 |
| Name | UNIVERSITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 626 44TH ST, DES MOINES, IA 50312-2302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000056481 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 18196/362 |
| Instrument | 2020-00056481 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 626 44TH ST, DES MOINES, IA 50312-2302 |
| Document Number | 0000061381 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 626 44TH ST DES MOINES IA 503122302, DES MOINES, IA 50312-2302 |
| Document Number | 0000061381 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 017663/000704 |
| Instrument | 61381 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jan 13, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 626 44TH ST, DES MOINES, IA 50312-2302 |
| Document Number | 0000055756 |
| Book / Page | 016788 / 000114 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 626 44TH ST DES MOINES IA 503122302, DES MOINES, IA 50312-2302 |
| Document Number | 0000055756 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 016788/000114 |
| Instrument | 55756 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2048 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $657,200 Land $103,200 Building $554,000 | $657,200 Land $103,200 Building $554,000 | |
| 2024 | $11,608.00 | ||
| 2023 | $600,500 Land $93,900 Building $506,600 | $600,500 Land $93,900 Building $506,600 | |
| 2020 | $11,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 626 44th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 626 44th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures