Otoe County property record for 626 3rd St, Otoe, NE 68417
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,400 sqft · built 1915 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Aug 2025) |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001494000 |
| Primary APN | 001494000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 1,047 sqft |
| 1st Floor Area | 1,047 sqft |
| Attic | Attic |
| Attic Area | 353 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 132 ft deep x 88 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Street Address | 626 3RD ST |
|---|---|
| City | OTOE |
| State | NE |
| Zip | 68417-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | LOT 3 BLK 6 KNABE'S 2ND ADD TO OTOE; MAP NUMBER: 3495-00-0-60300-006-0003 |
| Legal Subdivision | KNABE'S 2ND ADD |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | OTOE NE |
| Township / Civil Division | NORTH BRANCH |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 966700 |
Source: Otoe County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 626 3RD ST, OTOE, NE 68417-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CERESCOBANK |
| Aug 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK OF NEBRASKA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on Record |
| Deed Sale | Aug 4, 2025 · Amount on Record |
| Deed Document Number | 20251696 |
| Prior Transfer Date | Aug 1, 2025 |
| Prior Transfer Doc | 0202501696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTOE NE |
| Property Address | 626 3RD ST, OTOE, NE 68417-4031 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201700538 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 201700538 |
| Name | CERESCOBANK |
|---|---|
| Type | Bank |
| Address | CERESCO, NE 68017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTOE NE |
| Recording Date | Aug 4, 2025 |
| Property Address | 626 3RD ST, OTOE, NE 68417-4031 |
| Document Number | 0202501696 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 202501696 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | COOKE COUNTY TITLE COMPANY, OTOE COUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0202501697 |
|---|---|
| Date | Aug 4, 2025 |
| Instrument | 202501697 |
| Name | FIRSTBANK OF NEBRASKA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
Source: Otoe County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Otoe County |
| Municipality | Otoe Village |
| Unified School District | Syracuse-Dunbar-Avoca Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 (-19.76%) | $52,399 (+5.66%) Land $1,095 Building $51,304 | $52,399 (+5.66%) Land $1,095 Building $51,304 |
| 2024 | $1,068.00 (-14.63%) | $49,591 (-) Land $730 Building $48,861 | $49,591 (-) Land $730 Building $48,861 |
| 2023 | $1,251.00 | $49,591 Land $730 Building $48,861 | $49,591 Land $730 Building $48,861 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1982–2010) |
| Most Recent Claim | Jun 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF OTOE serves 288 people · EPA ID NE3113108 |
|---|---|
| Water Source | Purchased groundwater from OTOE CO RWD #3 |
| Last State Inspection | Jan 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pinpoint Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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