626 3rd Ave N, Edmonds, WA 98020 Property Records

Snohomish County property record for 626 3rd Ave N, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1974
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Jul 2020)
Tax Bill	$7,686 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0324-002-227-00`

Property Details

APN / Parcel Number

Primary APN	`0324-002-227-00`
Alternative APNs	`270324-002-227-00` `24270322270001` `242703222700` `1000792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1000792
Street Address	626 GILTNER LN
City	EDMONDS
State	WA
Zip	98020-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	SEC 24 TWP 27 RGE 03 TH PTN GOVT LOT 2 DAF BEG NE COR SD GOVT LOT 2 TH W 30FT TH S 30FT TH S0012 00W ALG W LN 7TH AVE N PRODUCED 233.67FT TO TPB TH N8939 00W PLW N LN SD GOVT LOT 2 611.07FT TO INT ELY MGN 3RD AVE N TH S29*18 00W ALG SD ELY MGN 86.8
Legal Range	03
Legal Township	27
Legal Section	24
Legal Subdivision	CITY OF EDMONDS
Legal Block	242
Legal Lot Number	2
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1001
Census Tract	50501

Owner

626 3rd Ave N is owned and occupied by an individual who bought it in July 2020.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	626 GILTNER LN, EDMONDS, WA 98020-3001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 1, 2022	Deed of Trust, Mortgage · SBA Mortgage MVB BANK INC
Jun 10, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN PACIFIC MORTGAGE CORP
Jul 8, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 5, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Prior Sale	Sep 28, 2012 · Amount on File
Deed Document Number	202080010
Prior Transfer Date	May 7, 2012
Prior Transfer Doc	0000000209
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	626 GILTNER LN, EDMONDS, WA 98020-3001
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000243
Date	Jun 24, 2021
Instrument	202106240243

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	626 GILTNER LN, EDMONDS, WA 98020-3001
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 3RD AVE N, EDMONDS, WA 98020-3174

Mortgage

Document Number	0000000442
Date	Mar 1, 2022
Instrument	202203010442

Lender

Name	MVB BANK INC
Type	Bank
Address	BRIDGEPORT, WV 26330

Agreement

Type	SBA Mortgage
Amount	Amount on Record

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	626 GILTNER LN, EDMONDS, WA 98020-3001
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000041
Date	Jun 10, 2025
Instrument	202506100041

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 8, 2020
Property Address	626 3RD AVE N, EDMONDS, WA 98020
Document Number	0000000010
Instrument Date	Jul 2, 2020
Instrument	202007080010
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 GILTNER LN, EDMONDS, WA 98020-3001

Mortgage

Document Number	0000000011
Date	Jul 8, 2020
Instrument	202007080011

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	626 3RD AVE N, EDMONDS, WA 98020
Document Number	0000000126
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 3RD AVE N EDMONDS WA 98020, EDMONDS, WA 98020

Mortgage

Document Number	0000000126
Date	May 18, 2020
Instrument	202005180126

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 626 3rd Ave N was $7,686.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,686.00	$959,100 Land $727,200 Building $231,900	$959,100 Land $727,200 Building $231,900
2023	$6,013.00 (-2%)	$866,100 (+19.05%) Land $612,000 Building $254,100	$866,100 (+19.05%) Land $612,000 Building $254,100
2022	$6,136.00	$727,500 Land $509,200 Building $218,300	$727,500 Land $509,200 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 626 3rd Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 626 3rd Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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