6259 Smithfield Dr, Troy, MI 48085 Property Records

Oakland County property record for 6259 Smithfield Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,349 sqft · built 1988
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Nov 2003)
Tax Bill$5,296 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-01-354-008

Property Details

APN / Parcel Number

Primary APN88-20-01-354-008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,349 sqft Living Area
1st Floor Area1,712 sqft
Basement Area1,712 sqft
Unfinished Basement1,712 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 91 ft wide
Garage Area503 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area50 sqft
Deck Area330 sqft
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6259 SMITHFIELD DR
CityTROY
StateMI
Zip48085-1083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 1 SQUARE LAKE PLACE SUB NO 2 LOT 64 7-6-87 FR 300-014
Legal Range11E
Legal Township2N
Legal Section1
Legal SubdivisionSQUARE LAKE PLACE SUB #2
Legal Lot Number7,64
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group5
Census Block5018
Census Tract196000

Owner

6259 Smithfield Dr is owned and occupied by an individual who bought it in November 2003.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6259 SMITHFIELD DR, TROY, MI 48085-1083
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOMERSET LENDING CORP
Feb 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY & HM IMPROVEMENT DIV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2003 · Amount on File
Deed SaleNov 20, 2003 · Amount on File
Deed Document Number2003580307
Deed Book / Page31497 / 57
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6259 SMITHFIELD DR, TROY, MI 48085-1083
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6259 SITHFIELD DR, TROY, MI 48085-1083

Mortgage

Document Number0000077031
DateMar 25, 2021
Book Page55948/781
Instrument77031
Lender
NameSOMERSET LENDING CORP
TypeMortgage Company
AddressROCHESTER, MI 48307
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6259 SMITHFIELD DR, TROY, MI 48085-1083
Document Number0000036145
Instrument DateFeb 6, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6259 SMITHFIELD DR TROY MI 480851083, TROY, MI 48085-1083

Mortgage

Document Number0000036145
DateFeb 20, 2020
Book Page053855/000648
Instrument36145
Lender
NameCOMMUNITY & HM IMPROVEMENT DIV
AddressPONTIAC, MI 48341-0414
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6259 Smithfield Dr was $5,296 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,296.00
2023$343,520
2022$5,508.00$171,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6259 Smithfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6259 Smithfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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