6256 Heritage Trl, Gilbert, MN 55741 Property Records

St. Louis County property record for 6256 Heritage Trl, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.25 ba · 1,560 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$2,166 (2026)
Deeds & Mortgages	Sep 2019 Loan Modification
Flood Zone	Zone A (high risk)
APN	`677-0012-00370`

Property Details

APN / Parcel Number

Primary APN	`677-0012-00370`
Alternative APN	`512644`

Interior

Bedrooms	4 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,560 sqft Gross Area
1st Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	217,800 sqft (5 acres)
Garage Area	1,904 sqft

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	128 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	512644
Street Address	6256 HERITAGE TRL
City	GILBERT
State	MN
Zip	55741-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E 1/2 OF E 1/2 OF NW 1/4 OF NW 1/4 EX S2-JAN SERIAL #
Legal Range	16W
Legal Township	57N
Legal Section	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1023
Census Tract	11401

Owner

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6256 HERITAGE TRL, GILBERT, MN 55741-8018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	6256 HERITAGE TRL, GILBERT, MN 55741-8018
Document Number	00T1014538
Instrument Date	Sep 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6256 HERITAGE TRL GILBERT MN 557418018, GILBERT, MN 55741-8018

Mortgage

Document Number	00T1014538
Date	Sep 3, 2019
Instrument	T1014538

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 2, 2024

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,166.00 (+7.44%) Homeowner's exemption
2025	$2,016.00 (-9.6%) Homeowner's exemption	$258,600 (+5.85%) Land $35,600 Building $223,000	$258,600 (+5.85%) Land $35,600 Building $223,000
2024	$2,230.00	$244,300 (+5.39%) Land $33,700 Building $210,600	$244,300 (+5.39%) Land $33,700 Building $210,600
2022		$231,800 Land $32,300 Building $199,500	$231,800 Land $32,300 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Heritage Trl

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