6250 Peppermint Ln, Jay, FL 32565 Property Records

Santa Rosa County property record for 6250 Peppermint Ln, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 2019
Lot Size	4.08 acres (177,725 sqft)
Owner	Individual Name on Record
Last Sale	$18,000 (Mar 2019)
Tax Bill	$1,449 (2024)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-6N-28-0000-01413-0000`

Property Details

APN / Parcel Number

Primary APN	`34-6N-28-0000-01413-0000`
Alternative APN	`N286340000014130000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,908 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	177,725 sqft (4.08 acres)
Lot Dimensions	590 ft deep x 150 ft wide
View / Lot	Mobile Home

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	30 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6250 PEPPERMINT LN
City	JAY
State	FL
Zip	32565-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM NE CORNER OF NE4 OF SW4 OF SECTION 34 TOWNSHIP 6 NORTH RANGE 28 WEST THN S03310W 467.03 FT TO POB THN CONTINUE 149.98 FT THN W 590.67 FT THN N03310E 149.9 FT THN E 590. 67 FT TO POB AS DES IN OR 3815 PG 624 & IN OR 3816 PG 95 & COMBINED FKA #14
Legal Range	28W
Legal Township	6N
Legal Section	34
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	4
Census Block	4016
Census Tract	10100

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6250 PEPPERMINT LN, JAY, FL 32565-2460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 21, 2019	Deed of Trust, Mortgage · Construction Mortgage PEN AIR FEDERAL CU
Nov 8, 2019	Loan Modification, Mortgage PEN AIR FCU
Apr 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 29, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	201912369
Deed Book / Page	3815 / 624
Last Transfer Date	Apr 1, 2019
Transfer Doc	0038160095
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6250 PEPPERMINT LN, JAY, FL 32565-2460
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040730652
Date	Feb 18, 2021
Book Page	4073/652
Instrument	202110458

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6250 PEPPERMINT LN, JAY, FL 32565-2460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RELLABLE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038310164
Date	May 21, 2019
Book Page	3831/0164
Instrument	201920965

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	6250 PEPPERMINT LN, JAY, FL 32565-2460
Document Number	0038920044
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6250 PEPPERMINT LN JAY FL 325652460, JAY, FL 32565-2460

Mortgage

Document Number	0038920044
Date	Nov 20, 2019
Book Page	003892/000044
Instrument	52420

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Interest

Rate	4.25%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 2, 2019
Property Address	6250 PEPPERMINT LN, JAY, FL 32565-2460
Document Number	0038160095
Book / Page	003816 / 000095
Instrument Date	Apr 1, 2019
Instrument	12743
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 PEPPERMINT LN JAY FL 325652460, JAY, FL 32565-2460

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 29, 2019
Property Address	6250 PEPPERMINT LN, JAY, FL 32565-2460
Document Number	0038150624
Book / Page	003815 / 000624
Instrument Date	Mar 13, 2019
Instrument	12369
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 OSAGE TRL PENSACOLA FL 325063548, PENSACOLA, FL 32506-3548

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,023 (+4.46%)	$246,162 (+0.86%) Land $44,880 Building $201,282
2024	$1,449.00 (+2.33%) Homeowner's exemption Disabled Person's exemption	$160,856 (+3%)	$244,056 (+8.12%) Land $48,960 Building $195,096
2023	$1,416.00 (+2.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$156,171 (+3%)	$225,726 (+2.55%) Land $32,640 Building $193,086
2022	$1,377.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$151,622	$220,110 Land $32,640 Building $187,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERRYDALE WATER SYSTEM serves 2,800 people · EPA ID FL1570064
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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