625 Waterview Cove Dr, Freeport, FL 32439 Property Records

Walton County property record for 625 Waterview Cove Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,405 sqft · built 2004
Lot Size	0.563 acres (24,555 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jul 2025)
Tax Bill	$1,194 (2024)
Deeds & Mortgages	Jul 2025 Sale Aug 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23020-00B-0140`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23020-00B-0140`
Alternative APN	`1030941`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,405 sqft Living Area
Gross Area	3,254 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,555 sqft (0.563 acres)
Garage Type	Finished
Garage Area	420 sqft

Exterior Amenities

Porch	Porch
Porch Area	429 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1030941
Street Address	625 WATERVIEW COVE DR
City	FREEPORT
State	FL
Zip	32439-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK B WATERVIEW COVE PH 2 S/D PB 14-73 REPLAT 15-1 OR 2563-33 OR 2638-4366 OR 3332-4519 OR 3366-831
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	WATERVIEW COVE PH II
Legal Phase	2
Legal Block	B
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2083
Census Tract	950502

Owner

625 Waterview Cove Dr is owned and occupied by an individual who bought it in July 2025.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	625 WATERVIEW COVE DR, FREEPORT, FL 32439-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Warranty Deed, Transfer UNKNOWN, MY HAUS TITLE
Aug 8, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Aug 8, 2024
Deed Document Number	20250026920
Deed Book / Page	3366 / 831
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 30, 2025
Property Address	625 WATERVIEW COVE DR, FREEPORT, FL 32439-2811
Document Number	0033660831
Book / Page	3366 / 831
Map Reference	MB 15 PG 1
Instrument Date	Jul 29, 2025
Instrument	20250026920
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, MY HAUS TITLE

Transaction

Amount	Amount on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 ENCORE WAY # 1102, 1102, FREEPORT, FL 32439-5318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 WATERVIEW COVE DR, FREEPORT, FL 32439-2811

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Aug 8, 2024
Property Address	625 WATERVIEW COVE DR, FREEPORT, FL 32439-2811
Document Number	0033324519
Book / Page	3332 / 4519
Map Reference	MB 2638 PG 4366
Instrument Date	Aug 5, 2024
Instrument	20240028020
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 WATERVIEW COVE DR, FREEPORT, FL 32439-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 403, FREEPORT, FL 32439-0403

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,756 Land $54,590 Building $348,166	$402,756 Land $54,590 Building $348,166
2024	$1,194.00 (+4.01%)
2023	$1,148.00 (+1.41%) Homeowner's exemption	$410,693 (+13.71%) Land $54,590 Building $356,103	$410,693 (+13.71%) Land $54,590 Building $356,103
2022	$1,132.00 Homeowner's exemption	$361,173 Land $60,595 Building $300,578	$361,173 Land $60,595 Building $300,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Waterview Cove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Waterview Cove Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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