625 Walnut St, Osceola, MO 64776 Property Records

St. Clair County property record for 625 Walnut St, Osceola, MO 64776

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,871 sqft · built 1925
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,696 (Sep 2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2014 Mortgage + 5 more
APN	`09-4.0-20-003-001-002.00`

Property Details

APN / Parcel Number

Primary APN	`09-4.0-20-003-001-002.00`
Alternative APN	`6846`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,871 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	65,340 sqft (1.5 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	625 WALNUT ST
City	OSCEOLA
State	MO
Zip	64776-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 5,6,9,10 BLK 5 OSCEOLA JOHNSON ADDN
Legal Range	25
Legal Township	38
Legal Section	20
Legal Subdivision	OSCEOLA JOHNSON ADDN
Legal Block	5
Legal Lot Number	5-10
Jurisdiction	SAINT CLAIR MO
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1059
Census Tract	480300

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 WALNUT ST, OSCEOLA, MO 64776-2508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage MID-MISSOURI BANK 20
Dec 15, 2014	Deed of Trust, Mortgage · Conventional Mortgage ST CLAIR COUNTY STATE BANK
Dec 12, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jan 27, 2014	Deed of Trust, Mortgage · Conventional Mortgage ST CLAIR COUNTY STATE BANK
Jan 24, 2022	Warranty Deed, Transfer · VA Mortgage COMMUNITY MORTGAGE LLC
Mar 2, 2022	Intrafamily Transfer, Transfer
Sep 5, 2013	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	20261641
Deed Book / Page	662 / 234
Prior Transfer Date	Jan 21, 2022
Prior Transfer Doc	000641/821
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MO
Recording Date	Sep 11, 2026
Property Address	625 WALNUT ST, OSCEOLA, MO 64776-2508
Document Number	0000001641
Book / Page	662 / 234
Instrument Date	Sep 11, 2026
Instrument	20261641
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 WALNUT ST, OSCEOLA, MO 64776-2508

Mortgage

Document Number	0000001642,
Date	Sep 11, 2026
Book Page	662/235
Instrument	20261642

Lender

Name	MID-MISSOURI BANK 20

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MO
Property Address	625 WALNUT ST, OSCEOLA, MO 64776-2508
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00590/1034
Date	Dec 15, 2014
Book Page	590/1034

Lender

Name	ST CLAIR COUNTY STATE BANK
Address	OSCEOLA, MO 64776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MO
Property Address	625 WALNUT ST, OSCEOLA, MO 64776-2508
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 WALNUT ST, OSCEOLA, MO 64776-2508

Mortgage

Document Number	000658/509
Date	Dec 12, 2024
Book Page	658/509

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MO
Property Address	625 WALNUT ST, OSCEOLA, MO 64776-2508
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000585/661
Date	Jan 27, 2014
Book Page	585/661

Lender

Name	ST CLAIR COUNTY STATE BANK
Address	OSCEOLA, MO 64776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MO
Recording Date	Jan 24, 2022
Property Address	625 WALNUT ST, OSCEOLA, MO 64776-2508
Document Number	000640/103
Book / Page	640 / 103
Instrument Date	Jan 21, 2022
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 WALNUT ST, OSCEOLA, MO 64776-2508

Mortgage

Document Number	0000640105
Date	Jan 24, 2022
Instrument	640/105

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MO
Recording Date	Mar 2, 2022
Property Address	625 WALNUT ST, OSCEOLA, MO 64776-2508
Document Number	000641/821
Book / Page	641 / 821
Instrument Date	Jan 21, 2022
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 WALNUT ST, OSCEOLA, MO 64776-2508

September 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MO
Recording Date	Sep 5, 2013
Property Address	625 WALNUT ST, OSCEOLA, MO 64776-2508
Document Number	000582/984
Book / Page	582 / 984
Instrument Date	Sep 3, 2013
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7375 JUDGE MCCALL DR, MILTON, FL 32583-2948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 WALNUT ST, OSCEOLA, MO 64776-2508
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Clair County
Municipality	Osceola City
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$9,900 (-)	$52,000 (-) Land $7,000 Building $45,000
2023	$9,900	$52,000 Land $7,000 Building $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA PWS serves 947 people · EPA ID MO5010612
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Brightspeed DSL	40 / 3

May also be available: Conexon Connect, Rocket Connect, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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